NYSE:V

Visa Inc. (V)

375.07
-3.68 (0.97%)
as of Sep 4, 2026, 8:00:00 pm Market Open.
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Investor Insights
star iconSep 4, 2026, 12:00 am

This summary was created by AI, based on 64 opinions in the last 12 months.

Visa Inc. continues to be viewed positively by various analysts, who highlight its dominant position in the payments industry. The company is experiencing solid growth metrics, with revenue growth and increasing cash reserves. While some experts acknowledge recent market challenges, they emphasize the resilience in consumer spending and the transition from cash to digital payments as key growth drivers. Despite macroeconomic concerns and industry competition, Visa is recommended as a strong long-term hold. Analysts also note its potential for upside, given the company's robust fundamentals, commitment to share buybacks, and strategic partnerships in the evolving fintech landscape.

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Consensus
Buy
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Valuation
Fair Value
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Similar
Mastercard,MA
DON'T BUY
Big drop from the $90's. PE is close to 20X so it is well above market. Long-term annual growth is still very strong at around 19%. Trading at a premium to its peers American Express (AXP-N) at 14X, MasterCard (MA-N) at 15-16X and Capital One (COF-N) at 11X’s. As US banks consolidate, they may have more power to ask for more concessions.
BUY
No credit risks. Has fallen off its highs due to recent market correction and the new US financial regulation bill, which could possibly lead to a lower use credit/debit cards. Think the reaction from the street has been a little strong. Likes this but prefers MasterCard (MA-N) more. Trades at about 16X next year's earnings.
COMMENT
A wonderful brand and have no credit risks. A move away from cash and towards credit/debit has been rampant. A little expensive at 23X earnings whereas MasterCard (MA-N) trades at about 17.
BUY
A play on global growth and a place for investors to invest within financials that is not banking related. Has pulled back and is not a bad entry point.
COMMENT
MasterCard (MC-N) or Visa (V-N)? Both companies are well run. The risk would be the credit situation in the US and it might spill over with the new European crisis. When the stocks hit their lows in 2008-2009 that was a great buying opportunity. They have both been on a fantastic run and not sure you'll make much money buying at its current level.
DON'T BUY
(Market Call Minute) Not going to see strong retail sales in US until 2012 so stock has over performed.
DON'T BUY
Relatively expensive valuation at 26 X earnings. Very strong growth and high margins. If global banks think they are making too much money and talk about starting to squeeze them, this would affect the stock and would be a time to buy.
HOLD
Very profitable company with a lot of great margin. Good business model. Trading at 24X forward earnings, which look a little rich. As banks consolidate, expect they will start looking for concessions and squeeze them on the margins. If you own, hang on until it breaks down through the 50-day moving average.
DON'T BUY
Great company with no credit risks. Trades at about 22X next year's earnings so too rich for him.
COMMENT
Prefers MasterCard (MA-N) that has the same qualities but is a little bit cheaper.
BUY
(Market Call Minute) Default rates declining. Excess spreads coming back into the play.
BUY
For a five-year hold it is not a bad choice. One of the concerns he had when going into the recession was that the number of transactions would go down and people would be losing their credit cards.
DON'T BUY
Don’t have any credit risk. They are processors of transactions. Good company, a little too expensive. Prefers Mastercard. Multiple should come down into the teens to be a buy.
DON'T BUY
A little bit overvalued. Not a compelling opportunity.
SELL
Every time he goes to approach this company or MasterCard (MA-N), defines the valuations are too high. Trades roughly at 23X forward earnings and 50X price to cash flow. It is a tollbooth so has no credit exposure. Great business and balance sheet is fantastic. With US consumer in saving mode, the growth of the transactions will be slowed.
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