NYSE:UNH

UnitedHealth Group Inc (UNH)

428.79
+11.15 (2.67%)
as of Jul 28, 2026, 8:00:00 pm Market Open.
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Investor Insights
star iconJul 26, 2026, 12:00 am

This summary was created by AI, based on 41 opinions in the last 12 months.

UnitedHealth Group Inc (UNH) has faced significant challenges in the past year, including leadership changes, regulatory scrutiny, and headwinds from rising medical costs. Despite these issues, some analysts are optimistic about the long-term prospects, citing the company's strong position in the healthcare industry and the potential for recovery as costs are managed more effectively. There is a consensus that the return of a previous CEO could lead to better operational control, yet concerns about the future remain, particularly related to earnings projections and potential regulatory changes. While there are opinions on both sides regarding its current valuation, the stock has been seen as either undervalued or merely a defensive play amid turbulent market conditions.

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Consensus
Mixed
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Valuation
Fair Value
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DON'T BUY
Political environment for health insurers is going to be very clouded. Insurance companies are going to be the whipping boys for the reforms that are going to come. They are going to be tough.
TOP PICK
One of the largest healthcare providers in the US, both through company-sponsored plans/individual plans, but more importantly through Medicare and Medicaid administration. Although enrolment growth has slowed, work they are doing on the Medicare and Medicaid side through the stimulus package will create more work for them. Trades at 10X earnings.
PAST TOP PICK
(A Top Pick Nov 9/07. Down 61%.) Sold his holdings in March at about $38. One of their major competitors stumbled and he was unsure if it was company specific or industry-specific.
DON'T BUY
Very dependent on having employers as their health care provider and started coming off when some problems came up.
BUY
Has come close to buying this a couple of times. He has a model priced at $40.89, a 25% positive differential. It comes close, but he has not bought it yet.
PAST TOP PICK
A Top Pick Oct 16/07. Up 21.6%.) Health maintenance organization. Doing very well and will be earning over $4 a share in 08. Well managed company. Good sector. Still a Buy.
BUY
You want to focus on companies that have very persistent earnings and are not economically sensitive. Healthcare fits in this category. Had very strong relative price strength against the market recently.
TOP PICK
The leading managed care company in the US. They were a growth stock, but the valuation is now one of a value stock. Company is rebuilding its image and is also showing very strong earnings growth. Earnings should be $3.50 this year, $4 next year and $4.50 in 09. Has a 22% ROE. Cheap stock with a high growth rate.
TOP PICK
Both a valuation and a growth story. On the growth side, 18% this year, 16% next year. Biggest risk is medical cost rising without the abilities to raise revenues. (unlikely).
WEAK BUY
His model price is $52.39, which is a 7% upside. You could find more value elsewhere.
SELL
His model price is $41.81 which is a -16%. If you own, sell some of your position now and if it gets up to $52.60, sell the rest.
TRADE
They've had a wonderful run in the last year, so you might want to take your profits off the table. However this is a good stock to hold and gradually buy over time.
BUY
One of the most efficient processors of health data in the US. In a good market position. Good long term hold.
TOP PICK
US health care spending is 14% of GDP. This one is on the insurance side which is cost containment. Have done a terrific job of acquiring, rolling up, managing the network of physicians, keeping cost control, long record of accruing earnings. Valuation is about 16 X earnings. There are plenty of opportunities to consolidate the industry.
TOP PICK
With the Bush administration in power, this sector should do really well.
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