TSE:TD

Toronto-Dominion Bank (TD.TO)

169.65
-1.25 (0.73%)
as of Jun 26, 2026, 3:22:35 pm Market Open.
2225 watching
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Investor Insights
star iconJun 26, 2026, 12:00 am

This summary was created by AI, based on 61 opinions in the last 12 months.

Toronto-Dominion Bank (TD) has experienced a significant rally, recovering remarkably from past penalties related to money laundering. While many experts acknowledge its robust earnings and strong position within the Canadian banking system, there are growing concerns about its current valuation, which is perceived as high compared to historical norms. Overall, the stock is seen as solid but largely fully priced, leading some analysts to recommend trimming positions or looking for better entry points. The consensus recommendation varies, with some holding the stock due to its solid long-term dividend potential while noting that growth may be constrained due to regulatory issues in the U.S. Experts emphasize caution, suggesting that investors consider taking profits or waiting for a potential pullback before further investment.

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Consensus
Trim
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Valuation
Overvalued
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Similar
RY
COMMENT
Likes their stand on refusing to bail out others who created the mess. Have some other problems in that they made some big acquisitions on US banks. Trading at 12X current earnings and 11.5X forward. This is not his favourite bank.
BUY
This would be his Top Pick of the Canadian banks. While he thought the Commerce Bancorp acquisition was a little bit pricey, it is an excellent fit for them. This is probably the best consumer bank out there.
BUY
Recently acquired Bank of Commerce in Manhattan and at a half decent price. The growth rate with this bank is going to be attractive.
BUY
Bank stocks are starting to look very interesting. He would want to see the 4th quarter results first. He would also like to know how the banks see this coming year. If you don't own it, you might want to take a third of your position now. Until we see an end to the sub prime mess, we don't know how low the banks can go.
TOP PICK
Down almost the same percentage as the other banks but as of Nov/07 is the best performing bank. Exited US lending a few years ago so has no subprime exposure. Probably some small asset-backed commercial paper but any write-offs will be miniscule. Will have the best capital and best year over year earnings growth in this quarter.
HOLD
Likes the Canadian banks in general. Will have some exposure to the sub prime mess, but won’t be near the magnitude of their US counterparts.
BUY
His favourite Canadian bank. Looking at their long-term strategy, they know where they're going in the next 5 years and execute on that.
BUY
Over the long term you will be a winner with either Toronto Dominion (TD-T) or Royal RY-T). Fantastic retail franchises, which will really determine the winners in the banking space. This stock has been knocked back a bit so you are getting a better valuation than with Royal.
TOP PICK
Could have picked any one of the Canadian banks. Doesn't expect there is a contagion that will flow back from the US. Percentage of its earnings from the retail business is the highest of any of the banks. Excellent management. Attractive valuation.
HOLD
Canadian banks are very, very difficult. They don't have the value in them that the US ones do. His model price is $75.20, a 7% positive differential. There is more value elsewhere.
COMMENT
She is neutral on banks. This is a good one.
WEAK BUY
Bank north is a solid investment, think it’s a fantastic long term investment for TD. The housing market issue is lingering over TD. Well run. Evaluation right now look attractive.
BUY
Out of all the banks TD is his favourite. At $68 it is a great entry point. It is down by more than 10% due to the acquisition of Commerce Bank which is a US retail bank. Believes it should be okay. Buy half now and half tomorrow.
BUY
Are currently buying. One of their two favourites.
COMMENT
Just acquired Commerce Bank, a fantastic retail franchise, in the US. Expensive, but good. Will be dilutive to their earnings, which is why the stock came off 4% yesterday.
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