Toronto-Dominion Bank (TD.TO) Buy, Sell or Hold

Home

Daily Stock Opinions and Ratings

Toronto-Dominion Bank (TD.TO)

174.75

+1.94 (1.12%)

as of Jul 15, 2026, 6:18:29 pm Market Open.

2223 watching

Investor Insights

Jul 15, 2026, 12:00 am

This summary was created by AI, based on 58 opinions in the last 12 months.

Toronto-Dominion Bank (TD) has experienced substantial growth in recent years, particularly following recovery from previous money-laundering penalties. While the bank's wealth management and capital market segments remain strong and retail operations are relatively stable, many experts caution that current valuations are high, trading at approximately 16x PE against historical averages of around 13x PE. There is a sentiment that TD is overvalued by about 5%, with calls to trim positions or take profits after a significant run-up. Additionally, despite robust record earnings in recent quarters, concerns linger regarding growth potential in the U.S. due to imposed asset caps, leading some analysts to recommend a wait-and-see approach before re-entering the stock. Overall, investor sentiment is mixed—while some maintain long-term confidence in TD's dividend growth potential, others see risk in the high valuation and lack of future growth drivers.

Consensus

Overvalued

Valuation

Overvalued

Similar

BUY ON WEAKNESS

Core holding, though sometimes you want more or less exposure. In an economic slowdown, as he expects this year, you want to pare back. He owns RY, TD, BMO, and BAM.A. Each has unique aspects that make for good diversification within the sector. Pullbacks provide an opportune chance to buy, put them away, and collect some income. Strong, sustainable, competitive advantages. Strong compounders over time.

PAST TOP PICK

(A Top Pick Jun 16/21, Up 7%) A core bank holding. Banks have pulled back recently but have held up well vs. the whole market and vs. US banks. The sector is well-capitalized. TD has announced it will buy First Horizon to expand TD's southern US presence and is a good use of their capital. TD has been increasing their dividend, now around 4%. TD is a long-term hold and this pullback is a buying opportunity.

TRADE

Also a question re the S&P. Markets correct taking their time and you can trade on the way down. There is technical support at the 3000 level for the S&P and at the 10 000 level for the NASDAQ.. TD is trading at the adjusted book value and there may be a setback. Banks have good long term growth but trading them is a mug's game.

BUY

Bullish on Canadian banks, attractive at 10x earnings. Exceptional upside to higher interest rates, despite pressure on loans and housing. Will face issues in a slower economy. In the meantime, Canadian economy is rolling along. Good balance sheets and attractive dividends.

BUY

Allan Tong’s Discover Picks In 2022, TD-T shares have risen from $99 to $107 by Valentine’s Day, then have plunged as low as $91 by the end of April. Since then, TD has held that level at a time when American markets at least have fallen into bear territory. I’m no technical analyst, but I wager that TD has bottomed and should return to $100 at some point. Investors can wait and collect their 3.8% dividend. TD’s PE has fallen below 12x, in line with its peers though BMO‘s and BNS‘ valuations are a touch lower around 10.5x. In fact, I could also be writing about these banks which also pay robust dividends and have historically performed well. Over the last five years, TD has rallied nearly 50% (70% in early February). Read 3 dividend stocks to fight inflation for our full analysis.

COMMENT

Question was on a dividend bonanza. TD has the most excess capital of all banks and owns a large position in Charles Schwab corporation. Dividends should increase incrementally so no dividend bonanza since it doesn't want to have to cut back on a dividend at some point.

BUY

His clients own shares in National, TD and Royal, the top three banks. Some are concerned about a recession and other negative factors - TD has one of the best exposures to rising interest rates. He likes the banks and the pullback has created good prices.

BUY

TD is increasingly a force to be reckoned with in the US. When the First Horizons deal closes, TD will be the 6th biggest US bank. Good way to get exposure to US banking. Dominant position in the domestic market as well.

DON'T BUY

You could pick up in the low $90s. Doesn't think it is the right time to buy currently. Would look at it at the low $80s. Central bank moves will still affect them more.

BUY

Good chance to buy with the pullback. Not expensive at 11x earnings. Will suffer from slower fees on banking side, IPOs and M&As are down. Great job of growing retail franchise, especially in US. Dividend will increase. Yield is 3.7%.

BUY

She'd add here. Acquisition in the US will be positive for future earnings growth. Earnings will still grow this year and next. Question is how potentially slowing economy will factor into their provisions. Anticipates more dividend increases.

BUY

Share price volatility is not specific to the banks. Markets have been volatile. Recent acquisition in US is consistent with its long-term strategy. Valuation at 11x forward earnings is reasonable. Favourable environment for all banks. Share prices are not as attractive as they once were, but still lots of value.

HOLD

Purest retail play, now one of the top 10 US banks. Snowbirds have an easy time moving money to and from the US via TD. Consistent, extremely well run, best in class, solid dividend growth. Recent US acquisition makes it more sensitive to the USD, so if the USD declines, TD will be hit more than the other Canadian banks.

BUY

It is just above its very long term mid-point range. Conservatively run with an ongoing return of 11%. Buy it, hold it and forget it for a 3 to 5 year term. He is not concerned about the government raising taxes on the banks. Came through the pandemic unscathed.

TOP PICK

It is the second largest Canadian bank and could be the 6th largest in the U.S. with the acquisition of First Horizon. This will be 10% accretive and bring in $610 million in U.S. synergies. It is the best capitalized bank in Canada. It has exposure to lines of business, capital markets, wealth management. Its 3 1/2% dividend has grown at a 10% compound rate over 10 years. TD and the other banks should continue to outperform the TSX. It is a core holding and they are continuing to buy. Buy 6, Hold 8, Sell 1. (Analysts’ price target is $108.83)

Showing 286 to 300 of 2,218 entries

Most Recent Experts

Colin Cieszynski

SIA Wealth Management

The Panic-Proof Portfolio (Stockchase Research)

Stockchase Premium

Jim Cramer - Mad Money

CNBC

Larry Berman CFA, CMT, CTA

ETF Capital Management Inc.

Dan Rohinton

iA Global Asset Management

Wealthica The ultimate 360° Tracker Your financial life in one place, automatically

Stockchase, in its reporting on what has been discussed by individuals on business television programs (in particular Business News Network), neither recommends nor promotes any investment strategies.

We paraphrase the experts by hand, we watch the shows and write down what we understood from the experts’ comments. We are human and can make mistakes, help us fix any errors. If you see something that you know is not right or if there is a problem with the site, feel free to email us at : [email protected].

Toronto-Dominion Bank (TD.TO)