Canadian Imperial Bank of Commerce (CM.TO)…

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Canadian Imperial Bank of Commerce (CM.TO)

166.97

+3.44 (2.10%)

as of Jul 10, 2026, 8:00:00 pm Market Open.

1039 watching

Investor Insights

Jul 11, 2026, 12:00 am

This summary was created by AI, based on 19 opinions in the last 12 months.

The Canadian Imperial Bank of Commerce (CIBC) has received mixed opinions from analysts regarding its performance and valuation. Many experts highlight its strong earnings growth, driven by significant increases in US-based business, and impressive return on equity, although concerns exist regarding its reliance on Canadian consumers and residential mortgages amid potential economic headwinds. Some analysts commend its cash reserve growth, with aggressive share buybacks and debt reduction strategies. However, others point out that the bank's valuation may be becoming stretched given the current economic context, urging caution and suggesting a focus on more defensive investments in the banking sector. Overall, while CIBC's trajectory appears positive, particularly with infrastructure developments benefiting the sector, the differing perspectives on its valuation suggest a cautious approach might be warranted.

Consensus

Mixed

Valuation

Fair Value

Similar

BUY

A good entry point. Pays a safe 6% dividend yield. Price to book is closer to 1x among its peers. Yes, their mortgage exposure is larger than its peers, but it won't hurt CM long-term.

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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

PAST TOP PICK

(A Top Pick Jan 26/23, Down 1.1%)Stockchase Research Editor: Michael O'Reilly

Our PAST TOP PICK with CM is progressing well. To remain disciplined, we recommend trailing up the stop (from $48) to $51 at this time.

RISKY

Has more Canadian housing exposure, so in an economic downturn, they could get hit more than their peers. But that would be a buying opportunity. Likes managers. More upside than Royal Bank, but more downside in the short-term. Volatile in the short term.

STRONG BUY

Still likes it. Very discounted with what's happening in the financial world, especially in the US. An opportunity for long-term investors, around 8x earnings, yield 5.9%.

BUY ON WEAKNESS

Might break down trend, but unsure.
Banks in general perform well in rising interest rate environment.
Current lid suggest good time to buy.

WEAK BUY

CM vs. BNS

A bit like chalk and cheese. CM is the most domestic and Canadian bank. BNS is the most international, especially in Latin America. BNS has more risk because of all that could go wrong in developing countries. CM has more risk because it rarely has found a log that it couldn't trip itself over. Invest with the one that you bank with. It will at least be emotionally satisfying, as your bank charges will be covered by dividends, which will increase regardless.

BUY

A big holding of his. They have pledged to increase earnings in the U.S. (as have other Canadian banks) so that 25% of earnings are American. They will focus more on organic growth and controlling expenses. Are building reserves against credit losses. Pay over a 5% dividend yield.

BUY

Not expensive, great dividend, oligopoly. Difficulties with housing market plus slowing economy are pushing them to over-reserve. CM has always been a difficult story. It had a great retail franchise, until investment was diverted to wealth management where it's always been playing catch up. Great business, will continue to do well.

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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

TOP PICK

Stockchase Research Editor: Michael O'Reilly During periods of market uncertainty, Canadian chartered banks (like CM) are a good safe haven. We particularly like how cash reserves have resumed growing, while debt is being retired. It pays a great yield, backed by a payout ratio under 50% of cash flow. We recommend a stop loss at $48, looking achieve $69 -- upside potential of 16%. Yield 5.8$ (Analysts’ price target is $69.00)

DON'T BUY

Canadian banks are in a tough space right now, with slowing economy and housing. That will affect CM more.

DON'T BUY

Results were horrible. Stick with the ones that continue to knock it out of the park -- TD, RY, and NA. He owns these 3, and is happy to continue buying.

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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

PAST TOP PICK

(A Top Pick Nov 10/22, Down 14%)Stockchase Research Editor: Michael O'Reilly Our PAST TOP PICK with CM has triggered its stop at $55. To remain disciplined, we recommend covering the position at this time. Combined with our previous buy recommendation this results in a net investment loss of 12%.

HOLD

Trading at 8x earnings. Its wonderful retail banking got destroyed when capital was redirected to investment banking side. Trying to get back to strong retail franchise. Opportunity to buy it cheap. Investment banking and asset management will be tough. Paid to hold. Dividend safe. Highest yield of all the banks, around 6%.

DON'T BUY

Banks are in a downtrend and not doing well in these times. He won't buy a stock in a downturn. To buy a stock for their conservative account, there must be 3 successful peaks showing higher highs and higher lows on the weekly chart. Also it should be above its 200 day moving average. One breakout does not mean a buy.

HOLD

Likes the prospects for Canadian banks, but does not own shares. Other options for investors. Current share price and dividend yield is attractive.

Showing 61 to 75 of 1,097 entries

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Canadian Imperial Bank of Commerce (CM.TO)