NYSE:AXP

American Express (AXP)

326.17
-14.67 (4.30%)
as of Jul 24, 2026, 8:00:00 pm Market Open.
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Investor Insights
star iconJul 25, 2026, 12:00 am

This summary was created by AI, based on 9 opinions in the last 12 months.

American Express (AXP) stands out in the payments industry for its unique banking structure and a distinct relationship with both customers and merchants, providing a high-end customer base. Analysts note a promising growth trajectory, with a respectable earnings growth rate of approximately 10% and a double-digit return on equity. Despite some concerns over AI’s impact and increased competition, many experts believe that AXP has excellent data on customer behaviors and trends, positioning the company well to leverage AI benefits. Although the stock trades at a higher price-to-earnings ratio compared to historical values, its growth potential and solid fundamentals prompt some analysts to consider it a buy, particularly during post-earnings dips. Overall, AXP’s stability amidst economic pressures and its ongoing strategic initiatives highlight its potential as an investment opportunity.

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Consensus
Buy
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Valuation
Fair Value
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Similar
MA
BUY
(Market Call Minute.) Dominant in their field. Valuation is more compelling than Visa (V-N) and MasterCard (MA-N).
COMMENT
US financials look cheap from an overall financial basis but you have to decide if it is going to be a core position. Not a pleasant environment even for this company. Loan losses are going up and their market is deteriorating. Great company and well run but in this environment you'll probably have to buy more at a lower rate.
BUY
Thinks American financials are probably oversold. Trading at a reasonable multiple of book value and earnings. As long you don't think they have some sort of hidden exposure to the credit markets, you're probably safe buying them.
DON'T BUY
For the short run, in all financial groups, there is a headwind and that is showing up in the share price. Well-run company, just not the right time to have financial exposure.
HOLD
Good asset in the American Express card. Pays a good dividend. Has the international and emerging-market play.
TOP PICK
The drop of $5 a share a few weeks ago was not an earnings related issue. It had spun out a company consisiting of its financial advisors. Earnings were quite good in the last report. Record profits. The caveat is if interest rates go up, it might constrict credit card use.
TOP PICK
TOP PICK
A wonderfully well-managed company. It's in credit cards, but really in charge cards. It has competitive advantages to its model. They don't have to rent the brand such as Visa.
DON'T BUY
Their credit cards tend to be skewed towards business rather than consumers, so you should wait for business travel to pick up.
BUY
They have written off a lot of debts. Travel is down. A ling term hold.
PAST TOP PICK
(Was a top pick on Oct 16 up 16.5%) Still likes. Buying in the low 30's. Great global brand name.
BUY
This and J.P.Morgan looks better and cheaper than Citigroup.
BUY
Basically travel oriented. Should recover.
TOP PICK
Excellent price. Good chance to buy.
BUY
Under pressure because of reduced travel, especially in the business sector. Strong brand name and cash flow generation. A good price for a 2/3 year hold.
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