NYSE:AXP
American Express (AXP)
Financials 
Technical Analysis 
Aug 14, 2026, 12:00 amThis summary was created by AI, based on 10 opinions in the last 12 months.
American Express (AXP) has recently reported in-line revenue with an earnings beat, leading to a slight decline in shares followed by a rebound, indicating a potential buying opportunity. The growth in billed business, especially in travel and entertainment categories, has been strong, although concerns arose due to a lack of an increase in the full-year earnings forecast. Analysts highlight that AXP has a different operating model compared to competitors like Visa (V) and Mastercard (MA), citing its unique banking regulations and high-end customer base. Several experts project strong future earnings growth, better than its peers, while the stock's valuation remains attractive relative to its growth potential, demonstrated by a PE ratio that suggests it's trading at a discount despite strong fundamentals.
Very different from MA and V. Reports as a bank, and is regulated as such. Relationships with both customers and merchants. High-end customer base. Great growth rate of ~10%, double-digit ROE. Trades in high teens PE, expensive for a bank but not for the quality of offerings. Yield is 1.05%.
(Analysts’ price target is $379.96)
Martin Cobb, ASIPDifferent from MA and V. Fallen because of AI fears. Years of data on both customers and merchants, whereas Visa doesn't really have that. Should greatly benefit from AI. Reasonable valuation.
He bought some more this morning. Yield is 1.08%.
John O'Connell, CFA
Double-digit earnings growth year after year. Last quarter was strong again. Stock remains cheap.
Lorne SteinbergAXP is a smaller name (roughly half the size of V), but its sales have grown similar to V over the past year, and AXP still trades at a slight discount to V. Both are expecting similar levels of forward sales and earnings growth over the next few years, but AXP is expecting to see slightly higher earnings growth rates. AXP's outperformance has been driven by strong cardholder spend growth and rising fee/interest income, but its business model can be more sensitive to economic cycles, credit risk, and consumer behavior shifts than V. Overall, we think both are solid options, but due to its positive momentum, strong fundamentals, and slightly cheaper valuation, we would give AXP the slight edge today.
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Last Friday they reported a strong quarter, but shares still fell 2.3% and 1.6% today. They reported 7% billed business growth better than expected; revenues also beta. They reiterated 8-10% revenue growth and 12-16% EPS growth, full year. But they said that there was softer spending in airlines and lodging which spook investors. But AXP's delinquency rates are far below the industry average, Gen Z spending was +39% YOY while Millennial spending was +10%, and they added 3.1 million cards in Q2, 63% of which were Millennials or Gen Z.
Earnings and revenues beat, with a 20% jump in card fees. Their customers are high-end consumes who are still doing well (consumers are bifurcated, either doing well or struggling). Their delinquency rate is a superb 1.3%. Trades at only 18x earnings, with 14% earnings growth ahead.
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American Express (AXP) Frequently Asked Questions
What is American Express stock symbol?
American Express is a American stock, trading under the symbol AXP (previously AXP-N on Stockchase) on the New York Stock Exchange (AXP). It is usually referred to as NYSE:AXP or AXP
Is American Express a buy or a sell?
In the last year, 10 stock analysts issued a Buy, Sell, or Hold rating on AXP (previously AXP-N on Stockchase). 9 analysts recommended to BUY and 1 analyst recommended to SELL the stock. The latest stock analyst rating is BUY. Read the latest stock experts' ratings for American Express.
Is American Express a good investment or a top pick?
American Express was recommended as a Top Pick by Jim Cramer - Mad Money on 2026-07-27. Read the latest stock experts ratings for American Express.
Why is American Express stock dropping?
Earnings reports or recent company news can cause the stock price to drop. Read stock experts' recommendations for American Express.
Is American Express worth watching?
American Express is followed by 172 investors on Stockchase and is a trending stock that is worth watching.
What is American Express stock price?
On 2026-08-14, American Express (AXP) stock closed at a price of $342.48.
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They just reported in-line revenue and an earnings beat, but shares fell 4.3% last Friday. Today, it bounced 2.8%. It's a terrific buying opportunity as usual after they report. Their billed business jumped 9% over the year while revenue was a little light. They raised their full-year forecast, but not on earnings. The market read this is as a cut. Travel and entertainment is up a strong 13%. Gen Z spending is up 40%, and Boomers only 5%. 75% of global new accounts were acquired on fee-paying cards. Platinum cards were the fastest-growing in the US last year. The only negative was not raising their full-year earnings forecast.