A Comment -- General Comments From an Expert (A Commentary)

Financial planning for your TFSA. Look at portfolio construction, risk management, asset allocation, and income planning. TFSA is the most tax advantaged form of account that exists in Canada. Put your highest expected return securities in that portfolio. Don't let cash just sit in your TFSA, as those dollars should be working hard for you. Flipside of return is risk, and the two go hand in hand. Do your homework, and buy if you have conviction. CURLF is an example of an equity that would fit a TFSA. See today's Top Picks for 3 more suggestions.

Billy Kawasaki’s Insights - Billy’s most-liked answers from 5i Research. Best not to try to manage short term volatility through changes in strategy. Could think of using some bonds and cash as well as gold. Gold gives some diversification away from slow-growth bonds. Tech, consumer staples and healthcare will hold up well in difficult times. Unlock Premium - Try 5i Free

A great risk to stock investors is government (globally) is becoming more active in regulation, namely anti-trust and privacy. He's paying attention to payment systems. The pandemic may be a catalyst for long-term change. How are companies investing their cash in innovating techniques. The next phase of innovation is how to apply A.I. and A.R. into banking, medical, education and industrial companies. He looks for businesses actively investing in the future, into technology. Google, Microsoft, Apple and Amazon are morphing into greater vertical operations. Keep an eye on them. Canadian banks will keep up with tech; they are very well run and are the leaders in digital tech. Rather, the big risk is how to grow their Canadian franchises while competing in the U.S.