NYSE:SAN

Banco Santander SA (SAN)

13.99
+0.45 (3.32%)
as of Jul 27, 2026, 7:48:31 pm Market Open.
45 watching
0
Investor Insights
star iconJul 26, 2026, 12:00 am

This summary was created by AI, based on 16 opinions in the last 12 months.

Banco Santander SA has received a generally positive outlook from various financial experts, highlighting its strong performance and strategic positioning in the banking sector. Several reviews mention the benefits of rising interest rates and the company's international exposure, especially in Latin America and Europe. The bank has made significant strides in its operations and is viewed as having solid fundamentals, with its stock seeing considerable appreciation over the past year. Some experts suggest a cautious approach, recommending to hold and potentially buy more shares at lower price points, while others see it as a prime candidate for inclusion in a diversified portfolio due to its consistent returns and growth potential. Overall, the sentiment reflects a belief in the long-term strength of the company amidst a favorable macroeconomic backdrop for banks.

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Consensus
Positive
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Valuation
Fair Value
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Similar
TD,
DON'T BUY

Prefers Canadian banks for their dividends. For instance, BNS is undervalued and pays a high dividend and trades at a low PE. There's room for the PE to expand. People buy foreign banks for the dividend, but you have to pay a withholding tax.

BUY

He'd encourage people to look at a global bank right now. Really likes this one. All over the world. Trades at 9x PE, versus MS at 16x. Great digital platform. If global stocks can outperform (his view), you want to own a global bank.

TOP PICK

Probably a 10-year bull market in financial services in front of us. Global stocks underperformed for a long time, depending on where you're looking. When a market goes sideways for 10-15 years, and then makes a new high, that's the beginning of a new long-term bull market. Virtually every major global market is doing that right now. Global stocks are much cheaper than US stocks. USD is now falling against every major currency. 

Great bank and digital banking platform, geographically diversified. Between 13-15% return on tangible equity. Great balance sheet. Trades at only 9x. Dividend grows nicely, buying back shares. Very good operators and allocators of capital. Global banks can be revalued compared to the rest of the world. Yield is 3.11%.

(Analysts’ price target is $6.70)
WAIT

One of the larger banks in Europe, with an international footprint. In 6 months, there's been a sea change in sentiment on investing in Europe. Banks will reap the rewards of increased spending when we come out of this tumultuous time.

It's not that the gains aren't valid, but it's come a long way in a very short time. Will probably see a bit of a pullback, a bit rich now.

WEAK BUY

The large Spanish banks are up 40-50% this year due to more tourism spending there, plus the bank's diversification across Latin American. They may leave the UK and its high taxes and laws. But the Spanish banks are 3x riskier than European ones, because the Spanish one's non-performing assets are 3% vs. the 1% average. Take this with a grain of salt. SAN is having a great year, but is coming off previous lows.

BUY

A huge Spanish bank whose presence is rapidly growing in the US. They just launched Openbank in the U.S.

BUY

He likes European and US financials. SAN is solid and well-run, managing risks well.

BUY

The stock is breaking out. They are crushing it in Mexico.

BUY
If Ukraine gets settled soon, it's a great buy, as it's very cheap. Politics is getting in the way. A worldwide bank, but the bulk is in Europe. He'd prefer ING.
DON'T BUY
European bank stocks have been hammered worse then North American ones because of the Russian war. Valuations now look cheap, like 6x PE with SAN. However, ING is better-run and trades at a similar PE, and pays a 6% dividend, so he prefers it.
BUY
A great CEO, though he's never had the nerve to buy it. The best European bank.
BUY
Banco Santander has a massive franchise and good potential to do well.
WEAK BUY
A unique franchise--a Spanish bank with a strong presence in Latin America as well as Europe and UK. It's a retail bank. Look at their growth in emerging markets, which is the key to the story. This can be volatile given the economies of those countries, especially during Covid. That said, they execute well. You buy this for the growth in Latin America.
PAST TOP PICK
(A Top Pick Oct 17/18, Down 1%) Tailwind went when Fed slowed on interest hikes. Dissatisfied holding it. Wouldn't panic sell it, but it depends if he finds a better place to park capital.
COMMENT
Low book value. The premise was that it was cheap and with the dividend you would do well and with interest rates going higher in Europe you would get your growth. That never happened.
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