TSE:CTC.A

Canadian Tire Corporation Ltd. (A) (CTC.A.TO)

198.86
+4.85 (2.50%)
as of Jul 24, 2026, 8:00:01 pm Market Open.
342 watching
0
Investor Insights
star iconJul 24, 2026, 12:00 am

This summary was created by AI, based on 7 opinions in the last 12 months.

Canadian Tire Corporation Ltd. (CTC.A) has garnered mixed reviews from experts over the past several years. While the company is deemed solid and has shown an improved performance with a reported 38% increase in EPS year-over-year, some analysts express cautiousness regarding its valuation, particularly in light of broader economic concerns affecting consumer spending. Several experts favor retailers with more defensive profiles, such as Dollarama (DOL) and North West Company (NWC), citing Canadian Tire's substantial reliance on discretionary spending, which may diminish in a weakening economy. Additionally, the stock appears to be undergoing a transformation, with momentum showing in recent quarterly results, yet analysts advise taking profits and maintaining a wait-and-see approach. Overall, the stock presents a mixed outlook, influenced by its transformation efforts and the cautious sentiment around the Canadian consumer market.

consensus icon
Consensus
Cautious
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Valuation
Fair Value
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Similar
DOL
BUY
Very much a consumer oriented company, which is why they are trading at low levels. They have growing earnings and the multiples would make it a great buy here.
HOLD
One of the countries great retail stories backed up by good real estate locations. In the short term, this and other retail stocks have been hit. Looking through to 2009/2010 you will see blue-chip stocks like this recover very nicely.
HOLD
Had disappointing earnings. Earnings continue to be driven by its Mastercard operation. Increased competition is coming. Wouldn’t Buy here.
BUY
A little bit in the doghouse. Had a lacklustre quarter recently. A great brand and he likes the business model. Has bottomed here and is very good value.
HOLD
Retail space in general is improving. This one looks a little better than others. Has been consolidating and will probably work its way higher over the next while. Will be less dynamic than some gas stocks, but this is a well-managed business.
WAIT
Very cheap at 12X or 13X earnings but you need the economic sensitivity to pass for a little while. Could be a fall for Christmas or a 2009 play.
HOLD
Struggling from investors’ sentiment because people are worried about the general strength of the economy. Trading at around 10X next year's earnings. Well diversified platform. Some people were worried because of its credit card portfolio and some were worried about it getting into the banking business.
COMMENT
One of the great Canadian franchises. Under pressure lately because of the tough retail environment in Canada. Housing market is slowing which impacts them to some degree. Have a lot of hidden assets such as real estate, credit card business. Trades at about 7X EBITDA. Like it from a long-term perspective and is looking at it. Finding other retailers that are cheaper such as Sears Canada (SCC-T) that trades at about 3X EBITDA.
DON'T BUY
A really well managed company. Great business. Unfortunately, it depends on people wanting to spend money on their homes and having money to spend. There will be a bit of a wait on this one.
DON'T BUY
In the retail sector, discretionary spending with a little tilt towards the hard end of retail which makes it vulnerable. The earnings have not fallen off but this is due to their finance side with credit cards. You can wait on this one.
COMMENT
Stock has pulled back because the market believes the consumer is tapped out. However, that is a US consumer. Wal-Mart is expanding into their areas. Trades at less than 10X earnings. Also have gas stations and a credit card business. Well diversified. However, their big growth is gone.
WATCH
Fundamentals are deteriorating and earnings estimates have been coming down. Would want to wait until there is some improvement in the fundamentals. He thinks the bottom is $57.85. Keep a close eye on the earnings estimates, which have been coming down. His model price dropped from $90 to about $75. He would buy a little more at $57.85, but if it substantially broke from there he would get out of the position.
DON'T BUY
Had a write up because of some asset-backed paper but part of the pressure on the stock is that a lot of retailers are weak in general. Would stand aside until you see some firmness in the area.
WAIT
Technically, it looks like it has a pretty well established downtrend. Would wait until it hits bottom.
COMMENT
Model price has been coming off as earnings estimates have been creeping down. Model price is $81.89. Was probably $92 in September $92. Under pressure because fundamentals have been coming down. When you see a turnaround in the Canadian economy, there could be some positive earnings estimates coming through. That's when the stock should either base or start to turn upward.
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