Bank of America (BAC) Buy, Sell or Hold

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Bank of America (BAC)

59.67

+0.42 (0.71%)

as of Jul 10, 2026, 8:00:00 pm Market Open.

707 watching

Investor Insights

Jul 12, 2026, 12:00 am

This summary was created by AI, based on 23 opinions in the last 12 months.

Bank of America (BAC) continues to position itself favorably within the banking sector, driven by deregulation and solid performance indicators. Experts have pointed out its impressive profit growth of 17% in the last quarter, indicating strong operational efficiency and guidance for continued upside potential. The bank benefits from improving net interest margins, a strengthening economy, and a favorable yield curve, despite facing some concerns regarding private debt and market fluctuations. With analysts projecting valuations that suggest potential upside, it remains a recommended buy on dips, particularly due to its diverse business model and robust consumer banking performance.

Consensus

Buy

Valuation

Fair Value

Similar

Citi, C

DON'T BUY

What is BAC's exposure to CLOs and is it risky? CLO: https://en.wikipedia.org/wiki/Collateralized_loan_obligation Doesn't know if they have an above-average exposure to CLOs, but why own any US bank now? What will happen to loan losses and low interest rates? Banks don't do well with low rates, unless the rates rise, but he doesn't see that happening, at least not much higher than present.

HOLD

It will be a difficult environment for banks for a moment. It depends on the recovery and how the pandemic plays out. You can't expect too much from banks right now. Looking at the medium term, 5-10 years, it is positive.

BUY

One of the best run banks in the US. Cheap multiple. Has grown its business, but kept costs down. Strong franchise. Difficult time over the next 6 months or so. Worth buying here. Yield is 3%.

BUY

BAC vs. JPM Both incredible companies. All bank stocks are trading at a substantial discount. JPM pays a nice dividend, and trades at a bit of a premium. BAC trades at 0.8x book. Both well run.

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TOP PICK

Stockchase Editor: Michael O'Reilly When Warren Buffet is a buyer, the market takes notice. He just purchased another $1.2 billion worth of shares at an average of around $24 over the past week. For arguably the strongest major US bank, BAC pays a good dividend that will certainly be sustainable, given only a 24% payout ratio. Analysts see over 15% upside in the share price. Knowing how the Oracle of Omaha invests, he might be targeting a return to even more lofty targets, near $36 -- the level it traded pre-pandemic. We also like the technical up trend of higher lows and would hold this unless it takes out key support around $22.50. Yield 2.85% (Analysts’ price target is $28.57)

COMMENT

A CLO is an off-balance sheet vehicle. In 2008, they were problematic. BAC has exposure, and so they could pay off or they could become toxic. One reason to sell banks coming up to a recession and buy on recovery.

COMMENT

He doesn't know the details of BAC's business. But the US banks have been aggressive in setting aside capital for loan losses. {audio issues during his comment}

PAST TOP PICK

(A Top Pick Aug 15/19, Down 6%) The US banks will face tough quarters with higher loan loss provisions. But BAC is well diversified. The 3.5% dividend will be safe and will still buyback shares. It's cheap at these levels, according to book value for instance. The CEO is doing the right things in cutting costs by moving a lot more of their business onto the cloud. Headwinds are already baked into the share price.

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BUY

A lot of negative sentiment has been out there regarding banks. BAC is a strong business, he favours JPM. They are both well diversified and have good valuations. The US banks were cleansed of the their toxic assets back in 2008-09. He would buy both.

BUY

He has recommended it for a long time. A great franchise, with a good yield, trades at 10 times earnings and only 0.8 times book value. A very cheap buy here. They are top ranked in investment banking and wealth management. A very strong franchise and conservative capital ratios. You can buy it here. He thinks it should trade at 1.5 times book. Yield 3.2%

PAST TOP PICK

(A Top Pick May 21/19, Down 19%) It is trading below book value. It is not a banking crisis. A lot of business comes from other areas. They stopped buybacks. They have room to increase dividends when things return to normal.

TOP PICK

They came out as a too big to fail bank. Their reserves are going up thanks to QE. They took advantage of free money, while tightening lending. Yield 3.06% (Analysts’ price target is $26.50)

TOP PICK

It is probably the highest quality bank in the US. Here it is EBV -3, 'at the blue'. This is a great opportunity. Insiders every day they are literally getting rid of regulations in terms of capital hits etc. Every day they strike out punitive regulations so when this is all said and done, these banks are going to be really good value. (Analysts’ price target is $32.92)

PAST TOP PICK

(A Top Pick May 21/19, Down 27%) Could take a position with fresh cash now. Trading well below book value. Lots of capital. In very good shape, and will continue to grow book value. Payout ratio in 25% range. Room to grow the dividend.

BUY

He still likes investing in US financials. A lot of the banks have emerged from the 2008 crisis with much improved balance sheets and efficiencies. BAC-N has continued to grow deposits. They have also invested in technology to add peer-to-peer payments. They have made their own AI for customers and investors.

Showing 181 to 195 of 1,340 entries

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Bank of America (BAC)