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This summary was created by AI, based on 27 opinions in the last 12 months.

Mastercard Inc. (MA-N) is perceived as a premium growth stock within the digital payments space, benefiting from a secular shift from cash to electronic transactions. Experts highlight its strong long-term potential, with a projected annual earnings growth rate of around 13-15%. The company's stock is currently viewed as slightly oversold, about 16% below recent highs, and analysts suggest this creates an attractive entry point for investors willing to hold for the long term. While concerns about economic slowdown and changing consumer behavior are noted, Mastercard's lack of credit risk compared to traditional banks strengthens its position. Furthermore, ongoing developments in fintech and strategic partnerships are expected to unlock new revenue streams, reinforcing the belief that the stock is likely to perform well in the next 6-24 months.

Consensus
Buy
Valuation
Fair Value
BUY

He owns MA instead of Visa, mainly due to its slightly better upside and longer runway. Upside in low 20% range.

BUY

Forward PE ~31x, and it will always be at a premium because the space has very few competitors. Stock's near oversold at this point, slightly below 200-day. 200-day MA and 200-week MA are both still trending higher, so long-term this name is fine.

Right now, market is trading on news not fundamentals. This name is 16% below recent highs. Buy now and you'll be happy 6-24 months out. Economic slowdown will affect consumer. Who knows what tariffs will look like down the road?

DON'T BUY

Visa is his favourite, multiple is a few points cheaper than MA. Debit card business growing faster than MA, and greater European and international tentacles.

HOLD

Down because everything's down. Concern that in an economic slowdown people will be slower to pay off credit cards, and there will be less travel. Doesn't have the credit risks that banks do. 

BUY

Visa and Mastercard both have no credit risk and are doing incredibly well.

TOP PICK

Capitalizing on shift to digital payments. Increasing cross-border travel helps names like this, as cross-border transactions are high margin. Fintech and AI are unlocking areas of revenue. Interesting partnerships and acquisitions. Cashflow remains high. Yield is 1.0%.

Exceeding expectations on quarterly results. Seeing ~13% annual earnings growth going forward. Shares are down 10-11%, attractive entry point.

(Analysts’ price target is $627.33)
PAST TOP PICK
(A Top Pick Jan 11/24, Up 21%)

33x forward PE, a bit pricey but it's a premium name. Secular growth with growing electronic payments and rising consumer spending. Clear uptrend of higher highs and higher lows, 200-day and 200-week MAs are moving higher.

PAST TOP PICK
(A Top Pick Jul 25/24, Up 21%)

Has owned for ~10 years. Excellent business that will continue to own. 

BUY

Trading at a high 32x forward PE, but shares are near 52-week highs. Is growing around 15% in earnings despite a challenging macro. Cross-border travel continues to beat expectations. Consumers are also seeing higher wages to fuel their spending.

TOP PICK
Use the CDR.

Increased demand for credit cards and online shopping will continue. Partnership with NFLX focuses on live events. None of these partnerships will generate a ton of revenue, but it's ingenious how they're gaining access to the consumer. Yield is 0.5%.

(Analysts’ price target is $564.73)
BUY

They delivered a good quarter a few weeks ago. Long-term secular growth lies ahead.

PAST TOP PICK
(A Top Pick Oct 16/23, Up 25.15%)All-time highs.

Likes it still. Long-term, secular growth in digital payments. Cyclical growth due to cross-border travel and e-commerce. About 15% earnings growth rate. Technicals continue to look good. May benefit from DOJ action against Visa.

Retail sales are hitting new highs, despite worries about consumer turning over. Interest rates moving lower is a benefit to the consumer and, therefore, to a name like MA.

BUY ON WEAKNESS

Good company. Fairly substantial move. Often in an up market, stocks that have performed well keep that momentum going. Bit expensive. Wait for a few % pullback for an entry point. In the right space, and making good use of technology.

PAST TOP PICK
(A Top Pick Jul 25/24, Up 15%)

(Note the short timeframe.) MA and Visa make up the best unregulated duopoly in the world. MA has less debit exposure, which is where Visa got dinged. Still a reasonable valuation.

BUY
Visa vs. Mastercard

Prefers Mastercard for its higher growth rate over the last 5 years. Visa sees more regulatory challenges in the US and UK, and are more exposed to debit cards which is seeing regulation pushback on those fees. MA is more exposed to European markets where the cash-to-card conversion is still going, offering growth. Both companies enjoy great margins and are layering on extra services. A slowing consumer may slow growth rates from 12% to 8-10% in revenues, a slight, but not major headwind.

Showing 1 to 15 of 302 entries

Mastercard Inc.(MA-N) Rating

Ranking : 3 out of 5

Star iconStar iconStar iconStar empty iconStar empty icon

Bullish - Buy Signals / Votes : 1

Neutral - Hold Signals / Votes : 1

Bearish - Sell Signals / Votes : 1

Total Signals / Votes : 3

Stockchase rating for Mastercard Inc. is calculated according to the stock experts' signals. A high score means experts mostly recommend to buy the stock while a low score means experts mostly recommend to sell the stock.

Mastercard Inc.(MA-N) Frequently Asked Questions

What is Mastercard Inc. stock symbol?

Mastercard Inc. is a American stock, trading under the symbol MA-N on the New York Stock Exchange (MA). It is usually referred to as NYSE:MA or MA-N

Is Mastercard Inc. a buy or a sell?

In the last year, 3 stock analysts published opinions about MA-N. 1 analyst recommended to BUY the stock. 1 analyst recommended to SELL the stock. The latest stock analyst recommendation is . Read the latest stock experts' ratings for Mastercard Inc..

Is Mastercard Inc. a good investment or a top pick?

Mastercard Inc. was recommended as a Top Pick by on . Read the latest stock experts ratings for Mastercard Inc..

Why is Mastercard Inc. stock dropping?

Earnings reports or recent company news can cause the stock price to drop. Read stock experts’ recommendations for help on deciding if you should buy, sell or hold the stock.

Is Mastercard Inc. worth watching?

3 stock analysts on Stockchase covered Mastercard Inc. In the last year. It is a trending stock that is worth watching.

What is Mastercard Inc. stock price?

On 2025-04-24, Mastercard Inc. (MA-N) stock closed at a price of $535.46.