Mastercard Inc. (MA-N)

Prefers Mastercard for its higher growth rate over the last 5 years. Visa sees more regulatory challenges in the US and UK, and are more exposed to debit cards which is seeing regulation pushback on those fees. MA is more exposed to European markets where the cash-to-card conversion is still going, offering growth. Both companies enjoy great margins and are layering on extra services. A slowing consumer may slow growth rates from 12% to 8-10% in revenues, a slight, but not major headwind.

In the middle to lower part of the range. Trying to break out of a downtrend. So far, so good. Have to watch and see what happens.

He owns AXP, higher ranked on RSI. Bit of disruption in the space, as the Capital One & Discover deal had an impact on capital flows.

Little spike in the stock after they reported. Travel is slowing a bit after being robust after Covid. Volumes are picking up around the world. Benefits from cash to card conversion; whether consumer to consumer, consumer to business, or B2B. Offers analytics. Yield is 0.6%.

Can grow in at least the low double digits over the medium-long term, with earnings growing in the mid-teens. Steady grower. Valuation not extreme, good entry point.

He owns both. Visa is more about dividend growth, but Mastercard is the preferred card in Europe. It's a dead heat. MA was ahead of its peers in tech by introducing fraud-prevention measures, but both consider themselves fintech companies. Bother could be under pressure if consumers spend less, but so earnings have been strong.

Toll road, along with Visa. A choice for a consumer stock that benefits from inflation, deflation, and everything in between. Best place to be for high margins, secular growth, global reach. Yield is 0.6%.

Along with Visa, has never been cheaper on an absolute basis, especially relative to the rest of the market. Quality, profile, ubiquitous growth opportunities. We are going through headwinds, so you have to believe that we'll come  out the other side in a more positive place. We'll look back at this time and see what a great opportunity it was.

He's held this for a decade, hopes to for a decade more, but it's still a good opportunity today.

She's chosen Visa. It's larger. Transaction volume is almost twice that of MA. MA may have more international presence, but Visa is growing that as well.

Chart analysis indicating strength - good time to buy. Good for long term investor. Historic chart very strong. Excellent business with strong tech stack. Very resilient stock. 

An excellent CEO. He sold it to take profits, but wants to buy back, but the share prices hasn't fallen. Likes it.

Favourable secular trend shifting from cash to electronic. Growth of e-commerce. Increasing adoption of mobile payment. Consumer spending and global trade continues to grow. $11B share buyback. Down about 10%, an opportunity. Yield is 0.6%.

Minimal, and almost negligible in the long term. Both Mastercard and Visa will make up for this due to their large volumes of transactions. Expect more transactions using credit and debit cards, as well as cross-border travel. Both benefit from the shift to a cashless society.

12-month price target for Visa of $315. 12-month target for MA is $490. It's really a flip of the coin right now. Both have reasonable runway. Lots of people do pair trades, and right now that's long MA and short Visa.

He owns Visa. It's much larger, larger than all of its competition put together. Prefers its more international exposure, as that has greater growth potential. Could both become trillion dollar companies via organic growth and through potential valuation re-rating to return to mid-30 multiples.

MA is a very good competitor. Trades a few multiple points higher than Visa.

Likes long-term secular growth of moving from cash to digital, will continue to grow. Shares are down about 10% since recent highs in March, it's just part of the consolidation phase. Long-term, continue to own and buy. 
 
MA should see about 15% earnings growth going forward. Seeing more world travel, and US consumer remains very healthy. MA gives you a bit more international exposure, Visa is larger. Approaching 200-day MA, so could provide a pretty solid support level and a chance to buy a bit cheaper.

A great stock, like its credit card peers. Is up 27% in the last 6 months. Buy some now and more when it dips.

Credit space in very good trend. Would recommend buying. Excellent business with strong fundamentals. Support levels very good. Major support around $420/share. Good option for investors that are bullish on digital payments.