NYSE:WFC

Wells Fargo (WFC)

87.12
+1.83 (2.15%)
as of Jul 15, 2026, 7:18:08 pm Market Open.
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Investor Insights
star iconJul 15, 2026, 12:00 am

This summary was created by AI, based on 10 opinions in the last 12 months.

Wells Fargo (WFC) is currently facing several challenges in its performance compared to its peers in the banking sector. Most experts point to a middle-of-the-pack return on equity (ROE) and higher-than-average non-performing loan ratios, indicating increased credit risk. Additionally, the company's efficiency ratio is troubling, and many experts express a preference for competitors like JPMorgan and Morgan Stanley. Despite its long-standing position as one of the cheaper U.S. banks, the company has struggled with management issues over the years. While there is optimism due to the removal of regulatory caps and ongoing operational improvements led by a capable CEO, concerns remain about the timing of its loan expansions and the potential impact of macroeconomic factors, such as rising delinquencies. Overall, while there are signs of improvement, experts urge caution, noting that recent earnings reports have fallen short of expectations.

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Consensus
Hold
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Valuation
Undervalued
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Similar
JPM, JPM
COMMENT
He owns three US banks and one Canadian. He owns WFC-N instead of BAC-N, when it the market became worried about management changes there that created an oversold situation. BAC-N is a fine one as well.
PAST TOP PICK
(A Top Pick May 31/18, Down 12%) Exit level was $50.50. Needs to move above $48.20 before you buy. There are opportunities other than banks in the market right now.
PAST TOP PICK
(A Top Pick Jul 24/18, Down 11%) Just added some today. It had performed better than other banks in the US until just recently. A great opportunity to pick up the stock. They are working on their issues. Yield is 3.5% and it is trading at 12 times earnings. Their hands are tied behind their back but he thinks that is going to end in the second half of 2019 and they are showing good growth and profitability. You can't go wrong.
BUY
They've had a few years of bad press, including employees doing fraudulent selling practices. That said, WFC has recovered well. A good bank, though he owns other American ones.
DON'T BUY
It is a big bank but has more regulatory issues than the others. He would not own any of the right now. See Utilities for yield. (Analysts’ price target is $62.00)
TOP PICK
The forth biggest bank in the US and the second biggest market cap in the word. Previous management sold inappropriate products to customers so they are in the penalty box with regulators. It has a great franchise, growth prospects look good but sells at a discount. He uses this as an opportunity to buy the stock. He refers the banking environment in the US. They are much more sensitive to rising interest rates, in a positive sense, to Canadian banks. (Analysts’ price target is $62.43)
PAST TOP PICK
(A Top Pick Apr 10/18, Up 4%) They have not quite recovered from earlier this year. It is in the penalty box. He does not have big anticipation for it to go one way or the other.
BUY

Model price of $54.93, about 7% lower than what it is trading at. This one never got cheap enough for him to buy it. There is value elsewhere, see his Top Picks.

PAST TOP PICK

(A Top Pick May 31/18, Up 9%) Breaking nicely above $56 resistance line. Forming longer-term uptrend, as are other big US banks. Looks good, continue to hold.

PAST TOP PICK

(A Top Pick April 10/18 Up 4%) The regulatory issues have been resolved or are discounted by the market already. He is looking for $59 as on objective and is using $51.80 as his stop. A nice upward trend, like the market as a whole. Yield 2.9%

COMMENT

Not one that he covers very closely. The US banks all have come down. He thinks you can buy some of the US banks here. Probably you should be OK buying here.

DON'T BUY

Sold her shares in February when Wells got a consent decree which will restrict their growth going forward. She bought JP Morgan instead. She wouldn't re-buy Wells until there's further regulatory clarity with their other products.

COMMENT

Bank of America (BAC-N) vs Wells Fargo (WFC-N). He is staying away from Wells Fargo due to the cease and desist order. Higher rates helps both of them. He leans slightly towards BAC-N.

TOP PICK

Weathering some trust issues, but will rebuild that trust. Stop level is below $50. $58 is the next resistance level. But earnings come out Friday morning. (Analysts' price target $63.24)

COMMENT

BAC vs. Wells Fargo? He's long the U.S. banks more than Canadian ones, given better economic growth down there. BAC is at the top of the U.S. banks for earnings growth. Prefers BAC over Wells. Once Wells overcomes the recent customer service controversy, it'll take time for the bank to recover.

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