NYSE:WFC

Wells Fargo (WFC)

86.27
+1.97 (2.34%)
as of Jun 25, 2026, 2:52:19 pm Market Open.
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Investor Insights
star iconJun 25, 2026, 12:00 am

This summary was created by AI, based on 11 opinions in the last 12 months.

Wells Fargo (WFC) has faced persistent challenges, with experts noting that the bank has been cheap for decades but struggles with management issues and execution problems. Its return on equity (ROE) sits in the middle compared to peers, and it carries a riskier credit profile, evident in its higher non-performing loan ratios and elevated efficiency ratio. Recent earnings reports indicate mixed performance; while there was some growth, it failed to meet expectations due to higher severance expenses, leading to a decline in share value. Experts are cautious about the bank's traditional lending business, although there's optimism due to the lifting of asset caps that may allow for growth. Overall, the sentiment is one of careful observation as the company undertakes a turnaround under new leadership.

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Consensus
Cautious
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Valuation
Undervalued
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DON'T BUY
Doesn’t own any US banks. The quality is inferior to Canadian banks. He thinks banks are a little ‘toppy’ both in US and Canada, but if you need to own a US bank, this is one of the best run.
DON'T BUY
One of the better banks in the US. One of the unknown questions on US banks is if they will suffer from the coming crash in commercial real estate. Came through the recent crisis better than any of their competitors.
TOP PICK
Acquisition of Wachovia was brilliant. Very reasonably priced and gave them an expanded distribution base. Extremely strong deposit base, which means cost of funds is going to go down. Extremely well run.
DON'T BUY
Good-looking chart. Real estate in the US is still a problem and has not been fixed. One area that still scares him is credit to consumers. There are too many easier places to make money.
DON'T BUY
One US big bank that was left standing after last year's crisis and managed its balance sheet better than the competition. A question as to what is off the balance sheet on US banks. This one seems to have been more open and transparent but they have a problem with real estate in their home territory. Would give US banks another year.
COMMENT
This is one of the banks that came through the banking crisis in relatively good shape. Didn't engage in a lot of the dubious practices of derivative securities and swaps. One of the better bets of the larger US banks.
COMMENT
Very well run bank. This is one of the US banks that he would look at and consider when he had little bit more confidence.
DON'T BUY
(Market Call Minute.) Wouldn't own any US banks at the moment but if he had to choose one this would be #1 or #2 on his list.
PAST TOP PICK
(A Top Pick April 13/09. Up 5.8%.) Still likes this one and still has an attractive yield.
PAST TOP PICK
(A Top Pick April 13/2009. Up 4.75%.) 4.45% maturing Feb 29/11. Considers this a Hold.
COMMENT
Has survived and has a very strong cultural embedded employees. You are probably going to be fine with this, but his top picks would be Goldman Sachs (GS-N), JP Morgan (JPM-N) or Morgan Stanley (MS-N).
SELL
One of the US banks that is a big beneficiary of the meltdown in the US financial system. Purchased Wachovia and doing a good job of turning it around. Profitability will be lower with all US banks than it used to be. Would prefer Canadian banks instead.
BUY
One of the winner stocks in the US banking sector. Had been hit by all the difficulties that every company had been hit with but weathered the storm far better. Longer-term it is a great stock.
DON'T BUY
To buy one of the major banks at this point seems very risky. Very little visibility.
BUY
Will be one of the survivors.
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