Opinions Shane Obata
Visa Inc.VBUY ON WEAKNESSMay 29, 2025
Shane ObataStock price when the opinion was issued
As of May 29, 2026. Market Open.
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He owns Mastercard but not Visa. However they are both crown jewels in the market and good to buy. The rise in Agentic commerce and digital currency could be a concern but they have strategies o deal with it. The valuation has come down with multiple compressions.
Jamie Murray Continually increases number of transactions. Beneficiary of modest inflation (hyper-inflation causes less spending), as it gets paid on the dollars spent. Very attractive multiple ~24x PE (historically it's ~30x). Yield is 0.81%.
(Analysts’ price target is $402.83)
Gordon ReidHe's out. Momentum has broken. Price is now below 200-day MA, and that's rolling over. Secular growth drivers are still there, for about 14% earnings growth at 23x PE. But it's more about valuation right now. If you think of it as technology, investors are seeing a lot more exciting names out there.
When technicals improve, he'd look at it again.
They reported a strong quarter with 9% volume growth. People are spending. Even if prices rise, Visa still makes money. Other areas are growing and amount to 30%, such as merchants hiring Visa to do marketing services cybersecurity fraud prevention. Also, there's room to expand to many parts of the world still using cash.
(Analysts’ price target is $403.54)
Christine PooleOwns this instead of MA because of the broader offering (including Europe). Net beneficiary of inflation. A category to buy on weakness, but only as it applies to V and MA for their quality (he doesn't like any of the others).
Buybacks, dividend increases, solid performer.
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Premium contentFollowing recently reported earnings growth of EPS of 28%, we reiterate V as a TOP PICK. The growth exceeded analyst expectations calling for under 10% growth. Cash reserves are growing, while shares are bought back. Management sees continued growth in consumer travel expenditures, valued added services, and investment in stablecoin infrastructure offering continued success. It trades at 26x earnings and supports a robust 65% ROE. We recommend trailing up the stop (from $285) to $295, looking to achieve $399 -- upside potential of 23%. Yield 0.8%
(Analysts’ price target is $399.46)
Still one of the cleanest business models in global markets, and one of the most powerful. No credit risk; simply sits at the centre of global commerce and collect fees on each transaction. Still in a shift from cash to digital payments.
Double-digit revenue growth, earnings ahead of expectations, continued resilience in consumer spending. Even in this time of uncertain economic risk, payment volumes remain strong and that highlights its durable business model.
High-quality compounder, scale, pricing power, long runway for growth. Ranks 10/10 on fundamentals. Yield is 0.81%.
Brianne GardnerGrows revenue at 12% clip, and EPS faster than that. Unlevered balance sheet. Trading at 10-year low on valuation. Despite perceived threats, every right to win in the agentic world.
At worst it will be AI-neutral, at best AI will be incremental to the runway. As movement of $$ increases, Visa tends to get paid. There is real risk from the interbank clearing system, but there's no better place than Visa if you want credentials and high levels of trust. Yield is 0.85%.
Dan RohintonTheory is that with agentic AI, we don't need V for payment rails anymore. For the past decade, has grown at 10-11% on revenue and that's expected to continue. Trading at a discount to its history, yet business is as robust as ever. Long-term hold. Yield is 0.90%.
(Analysts’ price target is $403.34)Dan RohintonOne of two dominant players in the space. Considered more international. Credit card companies actually make a vast amount of $$ on the foreign exchange for transactions.
Brendan Caldwell
Premium contentV just announced two acquisitions that will expand its footprint into Argentina. The company is prudently using some cash reserves to reduce debt and buy back shares. It's a bit pricey at 16x book, but its 53% ROE demonstrates its stronghold in the retail credit space. Analysts expect EPS to grow 12% annually over the next five years. Its dividend is backed by a payout ratio under 25% of cashflow and has been growing by 14% annually over the past 5 years. We recommend setting a stop-loss at $285, looking to achieve $405 -- upside potential of 27%. Yield 0.8%
(Analysts’ price target is $405.61)
Every time he's trimmed the stock, it's been a mistake. Great example of the power of network effects. Though penetration is high in developed markets, it still delivers decent sales growth and low double-digit earnings growth. No reason for the story to imminently change. Value-added services (such as security, analytics, loyalty insights) are growing at multiples faster than the core business.