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NYSE:LNC

Lincoln National Corp. (LNC)

38.09
+0.79 (2.12%)
as of Jun 15, 2026, 3:42:24 pm Market Open.
20 watching
0
Investor Insights
star iconJun 14, 2026, 12:00 am

This summary was created by AI, based on 2 opinions in the last 12 months.

Lincoln National Corp. (LNC-N) has experienced challenges due to interest rate spikes in the past but continues to demonstrate robust fundamentals. The company has a strong portfolio that includes life insurance and annuities, bolstered by a significant capital buffer that positions it favorably for future growth. Analysts predict earnings in the range of $8 to $10, while the stock trades at an attractive price-to-earnings ratio of around 4-5. The management team has undergone changes and is now seen as highly competent, which bodes well for the company's future. With a generous dividend yield of approximately 4.4% to 4.5%, Lincoln National appears to be a compelling option for income-seeking investors, while its regulatory-based capital remains strong at 420%, indicating stability and the potential for future capital returns through dividends or share buybacks.

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Consensus
Positive
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Valuation
Undervalued
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Similar
MetLife,MET
BUY

They got hit a few years ago from the spike in interest rates. It holds great businesses, including life insurance and annuity. They have a huge capital buffer. Pays a nice dividend, around 4.5%. Will earn $8-9 and $10 in the near future, and trades around 4x PE. Solid cash flow, too.

TOP PICK

Lifeco, around for 120 years. Retirement, disability, life insurance, annuities. Management change, now fabulous. PE is 5.5x going forward. 

Regulatory-based capital is 420%, well over what it needs to be comfortable. Should see dividend increases or share buybacks, or a combination. Cheaper than peers. Well run. Yield is 4.40%.

(Analysts’ price target is $46.54)
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1550+ opinions with 4.81 rating (one of the best performing expert).

TOP PICK
Stockchase Research Editor: Michael O'Reilly

LNC is a highly regarded wealth management company offering investment, insurance, annuity and other services.   It is expanding its slate by creating unique partnerships, like the recent agreement with a private equity firm.  It trades at 4x earnings, under book, and supports a 43% ROE.  Cash reserves are growing as shares are bought back and the dividend yield is backed by a payout ratio of 10% of cash flow.  We recommend setting a stop at $21, looking to achieve $37 -- upside potential of 21%.  Yield 5.9% 

(Analysts’ price target is $36.92)
TOP PICK

They changed CEOs a few years ago. The spike in interest rates unsettled their capital ratios, so shares slid in 2022, but they've been building their capital. Are in a steady eddy business, at a 5-6x PE and pays a 5.6% dividend. Has a book value of $47 (shares are below $32). Has recurring cash flow and a great brand. He expects them to raise the dividend and buy back shares.

(Analysts’ price target is $36.46)
DON'T BUY

The dividend is too high and the PE too low.

BUY
It hasn't sold off that much and enjoys a lot of management insider buying.
COMMENT

This insurance company is well known for annuities and life protection products. It has a cheap valuation and should benefit from rising interest rates as premiums can be invested at better values. They have a hard time distinguishing themselves in a competitive market.

PAST TOP PICK

(Top Pick Nov 9/16, Up 17%) She continues to buy it. The story is intact for rising interest rates and lower regulation. They are well positioned to do meaningfully better going forward.

PAST TOP PICK

(A Top Pick Sept 26/15. Up 24.97%.) A life insurer and she had the feeling that it was unloved. It was a value purchase. Moving forward, the fundamentals are still clear. Thinks there is good upside over the next several years.

TOP PICK

This is still on her buying list, and one that she thinks has great upside to go.

TOP PICK

She thinks there is interest in the life and integrated area. In the US there is the department of labour (DOL) ruling and this stock is immune to this ruling. They are well capitalized. It came down with the industry. There is interesting upside going forward.

COMMENT

Prefers Met Life (MET-N), but for similar reasons likes this as well. Likes Met Life’s international assets, most of which are growing faster than the core American business. Doesn’t expect a share buy back.

HOLD

Well-run bank. All of the banks had a big run off the bottom, and are all trading at around 7 or 8 times earnings and all represent very good value. There has been a little bit of a concern recently that the housing market is slowing down a little. We are still building things sub the demo graphic requirement so he wouldn’t be overly worried about the housing market.

TOP PICK
Insurance company heavily involved in the annuity business for retirees. US baby boom hit 62 in January/07 and many people are considering retirement.
TOP PICK
Should do well if Kerry wins the election.
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Lincoln National Corp. (LNC) Frequently Asked Questions

What is Lincoln National Corp. stock symbol?

Lincoln National Corp. is a American stock, trading under the symbol LNC (previously LNC-N on Stockchase) on the New York Stock Exchange (LNC). It is usually referred to as NYSE:LNC or LNC

Is Lincoln National Corp. a buy or a sell?

In the last year, 2 stock analysts issued a Buy, Sell, or Hold rating on LNC (previously LNC-N on Stockchase). 2 analysts recommended to BUY and 0 analysts recommended to SELL the stock. The latest stock analyst rating is TOP PICK. Read the latest stock experts' ratings for Lincoln National Corp..

Is Lincoln National Corp. a good investment or a top pick?

Lincoln National Corp. was recommended as a Top Pick by Alison Deans on 2004-10-29. Read the latest stock experts ratings for Lincoln National Corp..

Why is Lincoln National Corp. stock dropping?

Earnings reports or recent company news can cause the stock price to drop. Read stock experts' recommendations for Lincoln National Corp..

Is Lincoln National Corp. worth watching?

Lincoln National Corp. is followed by 20 investors on Stockchase and is a trending stock that is worth watching.

What is Lincoln National Corp. stock price?

On 2026-06-15, Lincoln National Corp. (LNC) stock closed at a price of $38.09.