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NYSE:CB

Chubb Limited (CB)

326.95
-1.19 (0.36%)
as of Jun 15, 2026, 8:00:00 pm Market Open.
51 watching
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Investor Insights
star iconJun 15, 2026, 12:00 am

This summary was created by AI, based on 8 opinions in the last 12 months.

Chubb Limited (CB-N) continues to garner positive evaluations from various experts, suggesting its strong positioning in the insurance sector despite recent challenges in pricing pressures. The company maintains a low combined ratio of 86%, indicating effective underwriting practices that generate significant revenues. Several analysts highlight its defensive nature and robust portfolio of investment-grade bonds, making it an attractive anchor in a diversified portfolio. However, there are cautionary notes regarding the impact of rising catastrophic events and a shifting interest rate environment that may affect the sector. While some experts are optimistic about its future potential and recommend buying at current levels, others suggest a more cautious approach, advising investors to wait for price confirmation before increasing positions.

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Consensus
Cautious
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Valuation
Fair Value
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TOP PICK
Their P&C insurance business has strengthened with good volumes. Their combined ratio has fallen (good); underwriting is covering costs, so their investments are all gravy. Their investment business faces a positive: rising interest rates. It trades at 1.3x book which is decent. They specialize in private/commercial property & casualty insurance. (Analysts’ price target is $197.21)
BUY
They're experts in spreading risk, ensuring they have enough capital to cover payouts on losses. Their combined ratio under 100 means they're profitable in their underwriting (pre-investments) though Chubb is profitable in investments, too. CB is in a good position. We're in a new cycle that allows price increases in the property casualty insurance business. He's happy to own this.
TOP PICK
Two-thirds of their business is in North America. They have pricing power now (at times in a cycle insurers don't). CB's combined ratio is very strong. It trades at 1.3x book, reasonable for an insurer, and at 15x earnings. He's done well holding this for a while. (Analysts’ price target is $180.59)
BUY

Chubb was going to acquire Hartford. The merger has been rebuffed. CB-N has come back a lot this year because of rising inflation. They invest premiums that customers pay. They are a nice way to play the 10 and 30 year rates spiking.

PAST TOP PICK
(A Top Pick Feb 07/20, Up 4%) Insurance companies have increased prices to cover catastrophic losses. An example of inflation. Book value's been growing. Combined ratio is back to 89-90% range. Still a buy.
BUY
Premiums have been invested in fixed income, so profitability has gone down. Relative to the equity markets, fixed income is less volatile, and so their float is safer than some of its peers. For business interruptions and any big payouts, premiums will increase going forward. Long-term, with eventually higher interest rates, profitability will increase. A good company.
PAST TOP PICK
(A Top Pick Aug 02/19, Down 16%) Insurance is facing catastrophe because of COVID, though governments will not let the insurers go bankrupt. Insurers will probably cope by raising prices. Chubb has the highest credit rating and its combined ratio is 100%, despite the economic downturn. Chubb's book value continues to grow, though the stock is down 19% YTD. He'd buy on weakness. The 2.5% dividend pays you to wait.
PAST TOP PICK
(A Top Pick Jun 26/19, Down 6%) Continues to like it. Has pricing power, which tends to be cyclical. Combined ratio of less than 100%, which is good. Growing well, about 10% off 2019 levels. Stable.
BUY ON WEAKNESS
It is trading below book value right now. It is one of the best underwriters in the world. They have a good franchise. They have enough capital to grow organically and through acquisition. It may be more volatile over the next little while. Not a bad time to buy it for the long term.
BUY

P&C is a great space. KIE is a US insurance ETF and is hitting new highs, consolidating since June. Chubb is strong in P&C. Allstate is also good. He owns both.

TOP PICK
Earnings were a blow out announced yesterday. Since there were little catastrophes last year, profits boomed. The book value is rising. It's the best insurance company based on combined ratio, how much you're paying in claims versus premiums, which is at 98%. (Analysts’ price target is $165.17)
PAST TOP PICK
(A Top Pick Oct 12/18, Up 25%) They've been able to raise prices in the last year. They are a high quality re-insurer. The opioid crisis is the only concern. It's still a buy and he continues to buy it.
PAST TOP PICK
(A Top Pick Oct 12/18, Up 21%) Property casualty. Combined ratio dropped to 89%. Among the best and has a single A credit rating.
TOP PICK
They only own government bonds in cash in their investment portfolio that will make money if interest rates go down. Ability to grow earnings over the next while. Will benefit from falling interest rates. Yield 1.97%
TOP PICK
A specialty insurer. They hold pricing power now and he expects that to continue for a few years. They implented good cost monitoring measures. It trades at 1.3 times book -- quite reasonable. Well managed. Yield 2.00% (Analysts’ price target is $152.44)
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