This summary was created by AI, based on 4 opinions in the last 12 months.
The Vanguard Balanced ETF Portfolio (VBAL) offers a 60/40 portfolio allocation between stocks and bonds, appealing to conservative investors seeking a balance of growth and stability. While some reviews commend its low management expense ratio (MER) and ease of use for smaller accounts, others criticize its performance, particularly regarding its rebalancing practices. VBAL has faced challenges in terms of growth over the last few years compared to more aggressive ETFs like VGRO. For those considering long-term investments, there are arguments for its use in diversified portfolios, especially for educational savings accounts like RESPs. However, potential investors should weigh the benefits of a balanced approach against the possible benefits of more risk-managed growth-focused alternatives.
VBAL and XBAL are great, one-stop shops for smaller accounts. Leave it and forget it. Typically has about 40% fixed income, which would have had a tough run up till about a year ago.
VBAL costs about 25 bps for the MER, XBAL costs about 20 bps. VBAL is 41% Canadian content, XBAL is about 45%. XBAL has outperformed for the last 3 and 5 years.
Investing time horizon is long, 10 years in this case. So that lets you take on a bit more risk. Though you'll find 10-year timeframes in the equity market that have delivered losses, that makes the balanced portfolio of stocks and bonds so important.
If you don't want fluctuations at all, there's always cash or a money market fund. But for this time horizon, consider using an ETF with growth potential. For a conservative investor, think about VGRO or VBAL. VGRO is more aggressive, at 80 stocks/20 bonds. VBAL is more balanced at 60/40.
VCNS is for the very conservative, mostly bonds with a bit of equity. It will still grow over time because of the equity allocation, but will be more stable. You could even mix in more bonds yourself. Consider working with a professional on this for a diversified portfolio.
It holds stocks and more bonds. He bought it originally for conservative accounts, but sold it after 6 months because they didn't perform. The fund sold its winners to rebalance.
VGRO-T vs. VBAL-T vs. VCNS-T. Would the three be enough for a retirement portfolio? VGRO-T is 80% equity, 20% bonds; VBAL-T is 60% equity, 40% bonds; and VCNS-T is 40% equity, 60% bonds. Don't hold them together. They hold the same thing at different proportions and equate to VBAL-T if all held equally. Move between them as market conditions dictate.
VGRO-T vs. VBAL-T vs. VCNS-T. They are the total solution portfolios. If you hold all of them your blended portfolio is the same as VBAL-T, (60/40). VCNS-T gives you much more protection from the equity markets. VGRO-T is for when you don't need protection.
For a static asset allocation this is a great solution. Not what he subscribes to. Risk changes over time. Not good if you think that markets aren’t efficient. He thinks they are not.
About 60% equities, 40% fixed income. Good conservative growth portfolio.
Vanguard Balanced ETF Portfolio is a Canadian stock, trading under the symbol VBAL-T on the Toronto Stock Exchange (VBAL-CT). It is usually referred to as TSX:VBAL or VBAL-T
In the last year, 4 stock analysts published opinions about VBAL-T. 3 analysts recommended to BUY the stock. 1 analyst recommended to SELL the stock. The latest stock analyst recommendation is . Read the latest stock experts' ratings for Vanguard Balanced ETF Portfolio.
Vanguard Balanced ETF Portfolio was recommended as a Top Pick by on . Read the latest stock experts ratings for Vanguard Balanced ETF Portfolio.
Earnings reports or recent company news can cause the stock price to drop. Read stock experts’ recommendations for help on deciding if you should buy, sell or hold the stock.
4 stock analysts on Stockchase covered Vanguard Balanced ETF Portfolio In the last year. It is a trending stock that is worth watching.
On 2025-03-14, Vanguard Balanced ETF Portfolio (VBAL-T) stock closed at a price of $33.34.
It gives you a 60/40 portfolio and it rebalances for you every few quarters. It's exposed to Canadian and international bonds as well as stocks. It's not a nice vehicle for the average investor looking for a passive solution to markets. Though not the best solution, it is cheap. The problem is the balance; better are risk-managed ETFs that offer more growth without bonds in the mix.