NYSE:MA

Mastercard Inc. (MA)

569.29
+2.25 (0.40%)
as of Aug 14, 2026, 8:00:00 pm Market Open.
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Investor Insights
star iconAug 14, 2026, 12:00 am

This summary was created by AI, based on 16 opinions in the last 12 months.

Mastercard Inc. has received a range of reviews from experts, who generally see it as possessing a robust business model and strong growth potential. While the company, along with Visa, has faced challenges due to market shifts and concerns over stablecoins and digital payments, many believe that the entrenched position of these credit card companies with consumers and merchants will ensure their continued relevance. A common theme is the recent shift in investment focus from AI back to credit cards, suggesting a recovery in interest for these stocks. There is an acknowledgment of the potential threats from emerging technologies, but analysts feel Mastercard's investments in security services and data analytics position it well for future growth. Overall, experts express confidence in Mastercard's long-term prospects, suggesting that any stock dips may present good buying opportunities.

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Consensus
Positive
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Valuation
Fair Value
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Similar
VISA, V
BUY
Don’t take any credit risk. You could buy Visa or MasterCard. They equally as good. Very well run companies. Their volumes have increased over the last little while. They are very good stories because of the secular tailwinds. More and more people are using debit and credit card. Visa has less of a global franchise than MasterCard.
DON'T BUY
Totally tied to consumer spending. Legislation in the states could crimp margins. Had a great run and certainly not a value stock.
TOP PICK
Very strong global brand. Expecting earnings momentum to continue. Has international expansion. Consumer continues to be very resilient. There is growth in debit and prepaid cards. Trading at about 18X forward earnings. Long-term growth is probably 17%-18%.
PAST TOP PICK
(A Top Pick Sept 8/10. Up 82.62%.) Still cheap enough to Buy.
PAST TOP PICK
(A Top Pick Sept/10. Up 82.62%.)
PAST TOP PICK
(Top pick Sept. 27/10, Up 43.56%)
PAST TOP PICK
(Top Pick May 19/10, Up 39.30%) took profits and switched into Visa. He thinks it has a higher growth prospect than MA.
COMMENT
As the economy recovers, credit card companies will do well. Over the past year, it has been quite sideways but as well as up and down. He would suggest looking at Discover Financial Services (DFS-N), which ranks very high in his model with a much better earning profile and earnings momentum..
BUY
Just a transaction company so no credit risks involved. Sold off on the financial regulation bill that was passing in the US but have come back. Can be volatile but will do well in an up market. Expect them to grow their bottom line by 20% over the next 3-5 years.
DON'T BUY
Based on discretionary purchases. You would expect this stock to do well when discretionary does well, but instead you are seeing lower highs and lower bottoms. He would look for it to pull back from here.
STRONG BUY
Regulatory issues have knocked the stock down but expect to easily see the old highs in the next 6 months. Great company with lots of growth. Company is targeting 15%-20% earnings growth. Trades at 14-15 times next year's earnings growth.
TOP PICK
US government has an interim bank charge so when they charge merchants, fees will be limited. Stock is down and trading in a trading range because of this. Real story is transformation of global payments and they predict 900 million credit cards in China in the next 7 years.
BUY
Credit card companies have been extremely weak recently primarily due to US regulatory changes regarding fees. This one gives you more emerging market non-US growth profile. Will be buying back shares.
TOP PICK
Were concerns about FinReg and fees that car companies were going to be able to charge so it sold off and hasn't recovered since. Trading at 14.5-15 times earnings. Still lots of global growth for this company.
BUY
Would buy over Visa (V-N) although both are good companies. Both came down in price because of the Financial Regulation bill that is now in front of Congress that creates questions on interchange fees. Thinks this has been over done.
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