Bank of Montreal (BMO.TO) Buy, Sell or Hold

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Bank of Montreal (BMO.TO)

252.12

+1.35 (0.54%)

as of Jul 27, 2026, 8:00:00 pm Market Open.

1162 watching

Investor Insights

Jul 27, 2026, 12:00 am

This summary was created by AI, based on 15 opinions in the last 12 months.

The Bank of Montreal (BMO) has garnered mixed feedback from financial experts, reflecting a complex picture of its current performance and future outlook. Reviews praise its strong dividend history, diversified geographical presence, and stable asset growth, particularly in wealth management. Despite a favorable outlook for the Canadian banking sector characterized by a tightly regulated oligopoly, concerns about loan losses, especially in the U.S. market, linger. Some analysts are cautious, suggesting that while BMO may be a solid long-term hold, current market conditions warrant a more defensive investment strategy. Additionally, there's a sentiment of cautious optimism towards the potential for growth, but also a call for diversification amid current valuations deemed as premium rather than undervalued or a bargain.

Consensus

Cautious

Valuation

Overvalued

Similar

Premium content

It's a Monthly Gems opinion which is available only for Stockchase Premium

Curated by Allan Tong since 2019.
99+ opinions with 4.15 rating.

TOP PICK

Unless another bank melts down, financials will continue to recover. The contagion spread to Big Six in Canada with stocks like TD getting beaten down. With the greatest exposure to the U.S., TD is one to buy (already recommended by Stockchase), but BMO is another that will bounce back. Stockchaser Michael O'Reilly picks it for its consistent and attractive numbers: 5.9x PE, 1.18x price-to-book, and a 4.79% dividend yield. To compare, Royal Bank trades at 12.27x and pays 4.11%. Thanks to the banking crisis, BMO shares sank 6.9% in March, but in the the last week have recovered 2%. Expect this trend to continue.

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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

TOP PICK

Stockchase Research Editor: Michael O’Reilly

Owing Canadian chartered banks during periods of market uncertainty is always a good strategy. It currently trades at 1.5x book and under 10x earnings. Cash reserves are growing as the company retires debt. We recommend placing a stop-loss at $100, looking to achieve $143.50 — upside potential over 20%. Yield 4.6%

(Analysts’ price target is $143.45)

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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

PAST TOP PICK

(A Top Pick Dec 08/22, Down 0.5%)Stockchase Research Editor: Michael O’Reilly

Our PAST TOP PICK with BMO has triggered its stop at $125. To remain disciplined, we recommend covering the position at this time.

PAST TOP PICK

(A Top Pick Dec 09/22, Down 1%)

Has sold shares @ $134.
Still likes fundamentals of business despite headwinds of higher interest rates.
Will buy when shares fall.
Canadian banking system one of strongest in the world.
Better names in the banking sector.

PAST TOP PICK

(A Top Pick Jan 13/22, Down 8%)

Strong Canadian bank.
Loan growth has slowed.
Continues to be a stand out amongst the banks.
Still likes the company.

DON'T BUY

More that the market doesn't like banks right now, rather than not liking the acquisition. If the economy slows down, what will that do to loan losses? Earnings start tomorrow, might be all right as the economy hasn't rolled over yet. Lower end of valuation range, decent dividends, but earnings growth will be challenged in the short term.

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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

PAST TOP PICK

(A Top Pick Dec 08/22, Up 7.6%)Stockchase Research Editor: Michael O'Reilly

Our PAST TOP PICK with BMO is progressing well. To remain disciplined, we recommend trailing up the stop to $125 at this time.

BUY

Buy for the dividend? If you like the dividend, you own the company. He wouldn't buy it just because it's going ex-dividend, that's more a trading strategy. Canadian banks are in very good shape financially. Even the increase in reserves for loan losses is a healthy thing. Not an expensive multiple, great dividend that increases, well capitalized. Great business for a long-term hold.

HOLD

Canadian banks are in a tough space right now, with slowing economy and housing. RY and TD are the gold standards of banks in Canada, and they trade at a valuation premium for that. It's always that tradeoff, valuation vs. growth & quality. He owns BMO, a nice happy medium.

BUY

Believes company dividend is safe and will not decrease. None of big 5 Canadian banks have cut dividend since the 1980's. ~4% dividend yield is stable. Recent green light on acquisition on Bank of the West very good for the company. Good time to buy shares.

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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

PAST TOP PICK

(A Top Pick Dec 08/22, Up 1.8%)Stockchase Research Editor: Michael O'Reilly Our PAST TOP PICK with BMO is progressing well. To remain disciplined, we recommend trailing up the stop (from $105) to $118 at this time.

PAST TOP PICK

(A Top Pick Jan 13/22, Down 14%) Liked its price-to-growth at the time, but since then a lot has changed. BMO has executed well in the past year. Trades at 8.7x, cheaper than peers. But we're probably heading into a recession, so it's not a great time to buy the banks. Likes it longer term. Wait 3-6 months to buy this.

BUY

Allan Tong’s Discover Picks So, back to BMO stock. It trades at a measly 6.31x PE and pays a hefty 4.55% dividend yield. BMO recently bought the Bank of West for US$16.3 billion as one of the biggest deals for a Canadian bank, but it will result in a bigger footprint south of the border. BMO projects the deal will add 1.8 million customers when it closes at the end of this year. Short-term, BMO took a Q3 hit of C$983 million to pay for this deal, but long-term the addition should pay off. Read Steady Eddys: 3 Stable Stocks for our full analysis.

TOP PICK

One of favorite stocks (#1 Canadian banking pick). Recently increased dividend with ~4% yield. Commercial customers holding up well in recession. Company in strong position and benefited from pandemic. Asset based lending lending (esp in automobile) will remain strong. Least exposure to Canadian mortgages.

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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

TOP PICK

Stockchase Research Editor: Michael O'Reilly Recently reported earnings beat expectations by 31% as revenue increased 20%. Margins are expanding supporting a ROE of 21%. Trading at 6x earnings it all adds up to good value here. It pays a good dividend, backed by a payout ratio under 35% of cashflow. We recommend placing a stop loss at $105, looking to achieve $151 -- upside over 19%. Yield 4.5% (Analysts’ price target is $150.40)

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Bank of Montreal (BMO.TO)

It's a Monthly Gems opinion which is available only for Stockchase Premium