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Investor Insights

This summary was created by AI, based on 37 opinions in the last 12 months.

Bank of America (BAC) is viewed positively by several experts, with emphasis on its stable business model and potential for growth. Many commentators highlight the company's strong dividend yield and favorable position within the financial sector, particularly as the economic environment improves. However, there are concerns about consumer debt and the impact of interest rate changes on profitability. Experts note that while BAC has outperformed in some aspects, it still faces challenges that could affect its growth in the coming years, advocating a cautious approach. Overall, BAC remains a solid investment for long-term holders, particularly for those who can withstand potential market fluctuations.

Consensus
Positive
Valuation
Fair Value
Similar
JPMorgan, JPM
TOP PICK

Stock's fallen a fair bit, which was unexpected given the numbers reported last week. Lots of capital; lots of room to increase dividend and buy back shares. Environment is tough with potential recession. Trading at 1x book, 10x PE. Some of the best businesses in the world -- asset management, financial services, capital markets (one of the top 4 players globally), retail, credit cards. Yield is 2.74%.

(Analysts’ price target is $48.46)
DON'T BUY
BAC vs. TD

Likes TD a lot. Very undervalued at 10x PE. Potential for multiple to rerate in medium term. More upside as it distances itself from the overhang of regulatory infractions. All that should give you a better total return. He'd pick TD.

For BAC, even with deregulation in US, the big banks are already so large, it's hard to imagine they'd be allowed to get even bigger.

DON'T BUY

He'd rather an investor look at JPM. JPM has a rock-solid balance sheet, and probably the best technology platform and management.

BUY

Financial sector offers great promise, though it's reacted to current markets by pricing in a potential recession. Slower economic growth would not be good for banks. Absent a recession, with consumer confidence returning and unleashing M&A, the sector provides a good opportunity.

A less expensive choice further down the food chain from the likes of JPM.

PAST TOP PICK
(A Top Pick Apr 17/24, Down 3%)

Still positive on financial sector and on money centre banks in particular. Yield curve is starting to normalize, a positive for banks. 

HOLD

If the US consumer struggles and can't buy goods and job losses rise due to tariffs, this will slow down the economy and directly impact banks like BAC. It's hard to know where tariffs are going. The dividend is high and BAC has a good, long track record. Best to collect the dividend and wait.

BUY

Likes US financials. Quietly up ~49% last 12 months. Just watch that's it's coming up to potential resistance around $50, which it hit in early 2022. If it breaks above, great sign; but might also bounce down below it. He owns GS. 

See his Top Picks.

TOP PICK

Loves the money-centre banks. Not quite as expensive as JPM, but more interest-rate sensitive. A gently falling interest-rate environment (which he thinks will come to pass, though it's up for debate), net interest margins will widen and that's traditionally good for banks. Capital markets business has really built up, and will open up post-Biden. Economy in pretty good shape. Undemanding valuation. Yield is 2.3%.

(Analysts’ price target is $52.46)
BUY

Very good company with excellent prospects. Owns shares in the company. Believes banking stocks will continue to lead market. Deregulation from President Trump will allow company to generate new profits. New Crypto developments will also provide catalysts for growth. 

HOLD
Time to take profits because of the USD-CAD exchange rate?

The "too big to fail" banks have had strong recent earnings. US economy is doing quite well right now, benefiting from lots of tailwinds, new US president is pro-business. This position makes sense.

Whether to trim is more a question of portfolio weighting. Look at the money in your overall portfolio and in BAC specifically. If that position is over 5%, or 7% on its way to 10%, then maybe trim down to 2-3%. That way, if things reverse and the price comes down, it won't have an impact on your overall portfolio.

WEAK BUY

They just reported a modest revenue beat and strong earnings beat. All 4 segments grew, though cost controls were merely okay at a modest beat. Expense guidance was merely in-line. BAC is doing fine, not great like its peers.

HOLD

Growth, but a lot less than Citi. The banks each take their turn to shine, and you want to buy them at different times.

BUY ON WEAKNESS

There will be only 2 rate cuts next year, not 3 or 4. Adjust your expectations. So, this stock is fairly valued, though buy under $40.

BUY ON WEAKNESS

Incredibly well run. Better opportunities than others because it has other businesses that don't rely on interest rates, such as credit cards and investment banking. Bigger and better than others, able to do more M&A as well.

PARTIAL SELL
Hold on or take gains?

Whether to take gains is a function of percentage in your portfolio. 5% is OK, but if 10% or more think about taking some off the table. Too big to fail. Exceptional job cost-cutting. May be trending toward deregulation, so US domestic banks would be more shielded.

Showing 1 to 15 of 1,312 entries

Bank of America(BAC-N) Rating

Ranking : 5 out of 5

Star iconStar iconStar iconStar iconStar icon

Bullish - Buy Signals / Votes : 23

Neutral - Hold Signals / Votes : 9

Bearish - Sell Signals / Votes : 9

Total Signals / Votes : 41

Stockchase rating for Bank of America is calculated according to the stock experts' signals. A high score means experts mostly recommend to buy the stock while a low score means experts mostly recommend to sell the stock.

Bank of America(BAC-N) Frequently Asked Questions

What is Bank of America stock symbol?

Bank of America is a American stock, trading under the symbol BAC-N on the New York Stock Exchange (BAC). It is usually referred to as NYSE:BAC or BAC-N

Is Bank of America a buy or a sell?

In the last year, 41 stock analysts published opinions about BAC-N. 23 analysts recommended to BUY the stock. 9 analysts recommended to SELL the stock. The latest stock analyst recommendation is . Read the latest stock experts' ratings for Bank of America.

Is Bank of America a good investment or a top pick?

Bank of America was recommended as a Top Pick by on . Read the latest stock experts ratings for Bank of America.

Why is Bank of America stock dropping?

Earnings reports or recent company news can cause the stock price to drop. Read stock experts’ recommendations for help on deciding if you should buy, sell or hold the stock.

Is Bank of America worth watching?

41 stock analysts on Stockchase covered Bank of America In the last year. It is a trending stock that is worth watching.

What is Bank of America stock price?

On 2025-04-25, Bank of America (BAC-N) stock closed at a price of $39.69.