Keith Richards PayPal Holdings Inc. PYPL-Q PAST TOP PICK Jan 13, 2025

A year ago, the stock was very out of favour and losing market share. But they have restructured to impress the market. In recent days has taken some profits. It still has growth constraints.

Is executing really well. More upside to come.

He called up a five year chart to look at the bigger picture pattern. He likes the cup formation with a trend down and then trending up but not aggressively. The lows and highs are getting higher. It is not overbought. There are enough fundamentals that the stock could do well.
Buy 27  Hold 25  Sell 2

Buying value in technology is often a misstep, but this one came through. Has resurrected growth in a few areas. Venmo has helped. Had a nice move, so he took his $$ off the table.

A fine CEO. Buy some shares now, and if it declines before February, buy more.

It reports Tuesday. The new CEO is returning PYPL to solid growth. Once dominant, PYPL sank to the buy-now, pay-later companies, but seems to be returning.

Their quarter disappointed. Watch their analysts' meeting and five-year plan. The new CEO is doing a good job.

Horrible experience owning it, and hasn't looked at fundamentals lately. Facing competition from so many angles. Good business, but not great. Valuation kind of attractive, but it's in the "too hard" pile.