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Stockchase Opinions

Cameron HurstETFMG Prime Mobile Payments ETFIPAYCOMMENTJul 10, 2019

Paypal vs Visa? He likes fintech stocks. He likes both of PayPal and Visa, but would prefer to own the ETF IPAY-N. Visa is really leaning into the tokenization of the security behind a transaction. PayPal is going a little more direct to the mobile service. All good strategies -- hold the ETF to get good growth and less volatility.

$48.16

Stock price when the opinion was issued

$45.23

As of Jun 16, 2026. Market Open.

Financial Services
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RISKY

Very experimental space.
High volatility - very risky.
Tech bets that could pay off, but could also go to zero.
Expect a wild ride.

COMMENT
In terms of what Amazon is trying to do, you have to be bullish on moves Amazon tries to make in general. They are leaders generally. You may see some others trying to compete in similar ways. It could be negative for other traditional electronic payments.
BUY

Billy Kawasaki’s Insights - Billy’s most-liked answers from 5i Research. The fintech payment space is viewed favourably for 2021. This ETF holds the major players in the space. The pandemic has accelerated competition in the space and as friction in digital payment is reduced, this trend will continue. Unlock Premium - Try 5i Free

BUY

It has credit card companies, Square, Paypal. It has players developing the tech or processing payment. A good way to play the digital payment space.

BUY

Include Square, PayPal, Visa, Mastercard. Secular move from cash to electronic payment. Makes sense to own. Only detraction would be a complete global slowdown on spending, but we're not seeing that.

COMMENT

He likes the business productivity tools of Slack, but he would favour Microsoft for the tech space. IPAY will give you a bucket of payment option, but he would prefer to chose his own securities, like Visa. The payment space is a budding part of the e-commerce space that will continue to take off.

WAIT
An ETF that focuses on mobile payments. Lots of great companies in this space, as we move into electronic money. An interesting sector, but there is COVID and elections risk, so he would hold off for now.
TOP PICK
A great basked of fintechs. A fantastic position for them for some time. About 50% of transactions in developed nations are still done with cash -- a lot of room for growth. Yield 0.48%
TOP PICK
He loves this fin-tech ETF that holds all the great financial payment holdings. Very defensible businesses. A great basket to own. This will offer good secular growth. Yield 0.52%
DON'T BUY
Mobile Payments. It's hard to have seasonality because of the limited history. It will probably correlate to the retail sector. It has been straight up and then corrected. It has arched over as it has come to the top. We may see it flatten and then start to go down.
TOP PICK
Financial payment ETF. The basket is of the highest quality in the space -- all with 20% sales growth. Yield 0.53%
BUY ON WEAKNESS
An electronic payments ETF. He loves this space; the future is electronic money without paper money. That said, look at valuation. This space is sensitive to the economic cycle and can underperform during a market downturn. Loves this long-term, but buy during pullbacks.
COMMENT
It as reduced Mastercard and Visa expsoure a bit to give broader exposure to the smaller players. This has broken to new highs already ahead of the wider market. This is about global payment systems, taking advantage of crypto technology within the stocks in this ETF. This acts as a proxy for blockchain, but it's a narrow sector which means volatility.
COMMENT
They hold Visa, MasterCard and PayPal. A fintech call that holds secular growth. The theme is on trend. All have solid balance sheets and good earnings growth. Yield 0.53%.