PayPal Holdings Inc.

SQ-N vs. PYPL-Q. The broader payment processing space is great but he prefers V-N. These are expensive stocks. PYPL-Q has abroad offering so probably the better one to buy. He would say that you should look at the best-of-breed, V-N. Paypal would be the preference between the two, however.

Payments processor. It is a well run company with expanding cash flows. It looks like it will challenge its previous highs. However he prefers MA-N.

He is actually looking closely at this as being comparable to Visa and Mastercard. He likes their XOOM money-transfer business that could compete against Western Union and the banks that charge much higher transaction rates.

It's done well this year. They boosted their EPS target, but slashed revenue forecast--heir partnership with Uber may get pushed to Q3 or Q4. He'd rather buy Visa.

The sector is a great place to be, but high valuations. Multiple on American Express is much lower. If you go into a recession, the credit card companies will get beat up and that would be a great space to look at. He'd sell and wait for a better opportunity to buy in again. Don't put new money to work chasing these.

Paypal vs Visa? He likes fintech stocks. He likes both of PayPal and Visa, but would prefer to own the ETF IPAY-N. Visa is really leaning into the tokenization of the security behind a transaction. PayPal is going a little more direct to the mobile service. All good strategies -- hold the ETF to get good growth and less volatility.

It's a play on e-commerce. She prefers Visa in this sector for its better valuation.

This field is getting crowded with Apple Pay coming, though PayPal is a good business. People are using their phones to pay more and more, especially in China which has its own digital payments systems. PayPal's best growth is behind them.