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NYSE:AXP

American Express (AXP)

337.57
+12.13 (3.73%)
as of Jun 15, 2026, 4:59:36 pm Market Open.
172 watching
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Investor Insights
star iconJun 15, 2026, 12:00 am

This summary was created by AI, based on 12 opinions in the last 12 months.

American Express (AXP) has garnered mixed reviews from analysts, highlighting its strong fundamentals and potential for growth, especially in earnings. Despite facing challenges related to consumer spending, particularly in travel sectors, the company has shown remarkable resilience, with a loyal customer base and low delinquency rates. Many experts see AXP benefiting significantly from advancements in artificial intelligence, leveraging extensive data on cardholders and merchants. This sentiment is reflected in its projected earnings growth rates, which outpace some competitors. Analysts recommend positioning oneself to buy during any price dips post-earnings reports, arguing that AXP remains a compelling investment with a favorable valuation compared to major players like Visa and Mastercard.

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Consensus
Positive
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Valuation
Undervalued
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V,0x
COMMENT
It's been slaughtered unfairly. Their earnings smashed estimates. Shares have slid, but that has nothing to do with AmEx, but the bond market.
BUY
One of her largest holdings. Reported strongly today, but stocks down. Disappointing, but today is a buying opportunity. It's a reopening play as people will spend a lot on travel. Metrics were very strong in the report including card fee growth of 16% YOY, 3 million new cards signed up, 19x PE, and upbeat guidance of 18-20% growth this year and mid-teens for coming year. She expects business spend to pick up. A strong beat, but share are down -- earnings season is "silly season."
BUY ON WEAKNESS
We'll be in a trading range in the short term at least. The Fed is so behind the inflation curve; inflation so high. Can the Fed engineer a soft landing? Even 7 rate hikes won't cure inflation. We need to fix supply chains. On the positive side, she always felt 2022 growth will be slower than 2021, because fiscal supports have ended. Housing is still strong. Banks are lending, and consumers have historically high amounts of cash to spend. She is adding during this weakness to Dow Chemicals and American Express for example. Look for solid fundamdentals.
BUY ON WEAKNESS
It will be choppy trading for another month for sure as we digest inflation, including services inflation--inflation is broadening out into other categories. Not enough attention is being paid to retail sales--which are up--and homes sales are also up nicely. We have to wait--nobody knows where inflation is going. She's a long-term investor. Companies that performed best during earnings season are the ones she likes: Expedia, Wynn, Hilton. Would consider AmEx, Coke, McDonald's--if you get them on sale, you can leg into them and see how it goes.
BUY
He owns MA instead, and knows Visa well. All are positioned very well for the move to a cashless society. Ramping up investments in fintech and bitcoin-type currencies. Likes them going forward.
DON'T BUY
As a trader, not long-term investor He sold it. He bought more financials in September at $163, then popped to $189. He traded it. Fed moves (tapering and raising rates) have a negative impact on financials, and he was holding too many financials. He raised a little cash from this sale. Inflation isn't as transitory as the Fed thought, and he worries that the US yield curve will invert. He doesn't envy Jay Powell; the Fed is in a tough spot.
BUY ON WEAKNESS
Shares have fallen off a cliff in recent weeks. They have great ties with small/medium businesses, and Millennial consumers. A quality name worth nibbling at during the current Omicron sell-off.
PARTIAL BUY
If the Omicron variant does not slow down the economy and the market snaps back, then buy... It's fallen in the past month due to the payment-stocks sell-off and Omicron. This benefits because people will go out and spend. If you're risk-averse, but partially now then buy when America sees the first Omicron case.
BUY
International travel restrictions are being lifted, and this is benefiting. Buyers flooded into this today.
COMMENT
Could recent boycott calls effect this stock long term? He doesn't know about the boycotts. He feels the CEO is a good corporate citizen. He's concerned, and likes the stock, but will look into this issue.
BUY
Mastercard announced that any of its merchants can soon offer crypto services. MA is up 1% YTD, but Visa is up 7% and AmEx 50%. Stay with AmEx.
BUY
It has both travel and (rising) interest rate exposure. Ideal in this environment.
BUY ON WEAKNESS
It's a play on travel especially oversears and dining out. This will benefit from pent-up spending. Wait till it reports next week Friday, so there's time to buy on a dip before that. Is down only slightly from highs.
COMMENT

Amex vs. Visa Visa. Once international travel picks up, transaction activity will rise. Same with business travel. Visa will benefit from both. Amex also, to a certain extent. The different is that Amex offers credit, while Visa is purely transactional. So, Visa doesn't carry credit risk on those balances while Amex does. This is why Amex trades at a lower multiple. She likes the digital commerce space because it will continue to grow and replace cash, which we saw during the pandemic.

BUY ON WEAKNESS
Negative futures this morning pushed the stock down $2, but snapped back sharply on recent upgrades. This is one example of taking advantage of the futures which are otherwise useless.
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