NYSE:COF

Capital One Financial Corp (COF)

206.22
-0.55 (0.27%)
as of Jul 21, 2026, 8:00:00 pm Market Open.
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Investor Insights
star iconJul 21, 2026, 12:00 am

This summary was created by AI, based on 14 opinions in the last 12 months.

Capital One Financial Corp (COF) has seen a mix of optimism and concern among financial experts. The company's recent acquisition of Discover and strategic moves are viewed positively, especially as it targets growth in the fintech space, with a new purchase of Brex. However, issues such as historically low return on equity (ROE) and potential challenges from proposed credit card interest rate caps by political figures like Trump raise flags about long-term profitability. Despite volatility in its stock price following these developments, some analysts see a strong buying opportunity, bolstered by COF's engagement in share buybacks and expected earnings growth. The stock is generally viewed favorably for both its competitive position in credit cards and the overall health of financial services in the current economic climate.

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Consensus
Bullish
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Valuation
Undervalued
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PAST TOP PICK

(A Top Pick July 20/11. Down 8%.) Sold Aug Puts for $1.05. Stock took a severe drop along with a lot of stocks. Could have bought the Put back but because of volatility, the price increased. A way to get around it is to Short the stock, which he did.

TOP PICK
Selling August Puts for $1.05. Great earnings momentum. Looking for a 3.1% yield.
DON'T BUY
Would still avoid this one. Their earnings power has been greatly diminished. There has been a lot of dilution. Trading at about 20X next year's earnings. Still have consumer problems. He switched from this to MasterCard (MA-N).
COMMENT
Cheap, cheap. Model price is $63.36, a 38% positive differential. He presumes everyone fears what they have and as they are not disclosing what they have so the market is punishing them. Will be looking closely at this in January.
BUY
Forward PE of about 6.75. They have a great franchise and a great brand. They have had an ability to pick the people they send a credit card to. Default statistics have been better than the market. Not for the faint of heart but if you are willing to take some risks it is worth it.
BUY
(Market Call Minute) – Keeping his eye on this one. Thinks it’s good for the long term. The model price is $68.66, a 33% positive upside.
DON'T BUY
Not much value there. Interest rates are higher in US. Can get better value elsewhere.
DON'T BUY
He has a model price of $71.40, giving it a negative differential of 4.5%. Doesn't have the US financials in his portfolio right now.
TOP PICK
Financials have been under pressure because of a rising interest rate environment. Trading at less than 10 X forward numbers. Will benefit as rates continue to go up as people will not be able to refinance their mortgages as much.
TOP PICK
Somewhat controversial, but it is one that people are buying. Smart Money is always more right than most processes.
TOP PICK
Still has another 20/25% upside.
BUY
Feels credit card companies will do well in a consumer sensitive market.
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