NYSE:COF

Capital One Financial Corp (COF)

180.67
-2.53 (1.38%)
as of Jun 5, 2026, 8:00:00 pm Market Open.
30 watching
0
Investor Insights
star iconJun 6, 2026, 12:00 am

This summary was created by AI, based on 16 opinions in the last 12 months.

Capital One Financial Corp (COF) has been facing a challenging environment, with a historically low and declining return on equity (ROE). The recent $35 billion acquisition of Discover has raised some concerns regarding profitability, especially after shares plunged 8% following acquisition news. There's skepticism surrounding potential regulatory changes regarding credit card interest rates, which may impact the industry but could also provide opportunities if Trump moves on from his rate cap proposal. Analysts remain optimistic, as COF boasts strong earnings growth expectations and is seen as undervalued compared to its peers, with a 14% projected earnings growth this year. The company continues to actively buy back shares, indicating confidence in its future even amid volatility in the financial sector.

consensus icon
Consensus
Bullish
valuation icon
Valuation
Undervalued
review icon
Similar
V, MA
TOP PICK
Selling August Puts for $1.05. Great earnings momentum. Looking for a 3.1% yield.
DON'T BUY
Would still avoid this one. Their earnings power has been greatly diminished. There has been a lot of dilution. Trading at about 20X next year's earnings. Still have consumer problems. He switched from this to MasterCard (MA-N).
COMMENT
Cheap, cheap. Model price is $63.36, a 38% positive differential. He presumes everyone fears what they have and as they are not disclosing what they have so the market is punishing them. Will be looking closely at this in January.
BUY
Forward PE of about 6.75. They have a great franchise and a great brand. They have had an ability to pick the people they send a credit card to. Default statistics have been better than the market. Not for the faint of heart but if you are willing to take some risks it is worth it.
BUY
(Market Call Minute) – Keeping his eye on this one. Thinks it’s good for the long term. The model price is $68.66, a 33% positive upside.
DON'T BUY
Not much value there. Interest rates are higher in US. Can get better value elsewhere.
DON'T BUY
He has a model price of $71.40, giving it a negative differential of 4.5%. Doesn't have the US financials in his portfolio right now.
TOP PICK
Financials have been under pressure because of a rising interest rate environment. Trading at less than 10 X forward numbers. Will benefit as rates continue to go up as people will not be able to refinance their mortgages as much.
TOP PICK
Somewhat controversial, but it is one that people are buying. Smart Money is always more right than most processes.
TOP PICK
Still has another 20/25% upside.
BUY
Feels credit card companies will do well in a consumer sensitive market.
Showing 31 to 41 of 41 entries