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NASDAQ:SOFI

SoFi Technologies (SOFI)

17.88
-0.03 (0.17%)
as of Jun 18, 2026, 11:50:52 pm Market Open.
133 watching
0
Investor Insights
star iconJun 19, 2026, 12:00 am

This summary was created by AI, based on 8 opinions in the last 12 months.

SoFi Technologies, trading under the symbol SOFI-Q, has garnered mixed reviews from experts. Many see the potential for substantial growth as the company recently added 1 million members in a quarter, reflecting robust demand for its services. However, recent stock activity has raised concerns, especially following a disappointing guidance that caused a significant share price drop. The stock is currently viewed as pulling back from its previous highs, with some analysts suggesting it's a good entry point at current prices. Revenue and gross profit have shown promising quarterly increases, indicating positive business momentum despite macroeconomic challenges. Analysts remain optimistic about SoFi's long-term potential as it transforms into a comprehensive financial institution for younger consumers.

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Consensus
Bullish
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Valuation
Overvalued
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Affirm,AFRM
PARTIAL BUY
Trevor Rose’s Insights - Trevor’s most-liked answers from 5i Research

SOFI has had several pieces of good news recently, and is now up on the year (slightly) after being down significantly. It is up 75% from its August low. The momentum shift is impressive, and EPS is expected to more than double next year. If it can execute, the mid-cap stock could get more attention. Estimates have been ticking up, and the last quarter nicely beat estimates. We would be OK taking an initial position in the $9.75 range. 
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BUY

Firmly believes in the CEO. Is not an interest rate stock, but a tech one.

BUY

Their risk/reward is positive now.

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TOP PICK

 Sofi is a new kind of finance company. from unprecedented products and tools to faster service and open conversations, we’re all about helping our members get ahead and find success. whether they’re looking to buy a home, pay off their student loans, ascend in their careers, or invest in the future, the sofi community works to empower our members to accomplish the goals they set and achieve financial greatness as a result. nmls #1121636. Social media mentions are up 550% in the past 24h. 

BUY ON WEAKNESS
Trevor Rose’s Insights - Trevor’s most-liked answers from 5i Research

SOFI generated positive EPS of 1c beating analysts estimates that the company would breakeven for the quarter, and improving from a 6c loss in the year prior. Total revenue also beat estimates of $564.39M coming in at $598.62M displaying a 20% year-over-year increase. The company also increased guidance for 2024 expecting EPS between 9c-10c, ahead of estimates of 8c. Q3 guidance was also 1c greater than  analyst estimates of 3c. Management expects to add 2.3 million new memebers in 2024, dispakyin 30% growth. This looks to be a solid quarter for SOFI, beating estimates and upping guidance but the market reaction has been muted. 
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TOP PICK

Sofi is a new kind of finance company. from unprecedented products and tools to faster service and open conversations, we’re all about helping our members get ahead and find success. whether they’re looking to buy a home, pay off their student loans, ascend in their careers, or invest in the future, the sofi community works to empower our members to accomplish the goals they set and achieve financial greatness as a result. Social media mentions are up 100% in the past 24h.

DON'T BUY

Recent insider buying is a good sign, but their last quarter was not great.

DON'T BUY

Latest equity offering not performing well. Would not recommend buying. 

DON'T BUY

Reported a good quarter, but nobody seems to care. Has been defending stock for ~2 years. Can't wait around forever. Would not buy at this time. Wait for strength in the stock price before buying. 

COMMENT

It reports Monday. Their numbers keep improving, but the shares don't move because of their convoluted balance sheet. He will listen to their shareholders call.

DON'T BUY

They were doing well until they issued a convertible bond. Now, it's in the dog house.

BUY ON WEAKNESS

Don't bet against the CEO. Shares have run up and pulled back, so good to buy now.

BUY

They delivered a very good quarter, so why did analysts hate it?

BUY

A great CEO and shares are cheap for a bank at $8. Stop thinking of this as a tech stock, but a bank one.

HOLD

Is doing better than its peers and run by a good CEO. Stay long. Shares are up a lot since the spring.

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