Glenn Paradis, BA, CFAMBNA CorpKRBWEAK BUYJan 17, 2002

Part of his top 10 in his portfolio. $28 is his model price which is a 28.5% differential.

Credit markets will develop in Asia but its longer term situation developing relative to the challenges they will continue to have in the US market where consumption is going to slow down will not be good for the company.

Good company in a good business.

Consistant growth and should continue.