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NYSE:HDB

HDFC Bank Ltd (HDB)

23.81
+0.61 (2.63%)
as of Jun 11, 2026, 8:00:00 pm Market Open.
47 watching
0
Investor Insights
star iconJun 10, 2026, 12:00 am

This summary was created by AI, based on 2 opinions in the last 12 months.

HDFC Bank Ltd, symbol HDB-N, is recognized as the largest private-sector bank in India and presents a compelling investment opportunity due to India's young population and potential for growth. With an average age of just 30, the country is projected to see substantial advancements over the next few decades, particularly if the government prioritizes infrastructure development. Recent earnings growth of 15% indicates robust financial health, with expectations for continued growth in the 15-20% range. This stands in contrast to the more stagnated growth seen in North American banks, making HDFC Bank an attractive option for those seeking diversification and exposure to emerging markets. Furthermore, with an analyst price target of $43.74 and a yield of 1.03%, HDFC Bank is currently viewed as an appealing investment opportunity.

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Consensus
Positive
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Valuation
Undervalued
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Similar
ICICI, IBN
BUY

For his firm, they own 3 banks. RY covers them in North America, SVNLY takes care of Continental Europe, and HDB (really cheap right now) on the thesis that India's population could make it the next superpower in the next 50 years.

TOP PICK

Largest private-sector bank in India. NA, Europe, Japan, and China are seeing aging populations. Average age in India is 30, so lots of growth going forward. If Indian government is serious about building out infrastructure, then you want to own one of the banks. 

Last quarter showed earnings growth of 15%. Moving forward, expected to be in 15-20% range. Not seeing those numbers among Canadian and US banks. Gives you diversification. Gets you away from tariffs in NA. The EM index is up 28% this year, best-performing major index this year. Yield is 1.03%.

(Analysts’ price target is $43.74)
BUY
To invest in India

As India's middle class grows, that will feed demand for banking services (i.e. mortgages). HDFC is India's second-largest banks.

BUY

Investing in India right now makes all the sense in the world. It's the largest population now, surpassing China. India has significant growth, population is relatively young and moving to cities, with more banking needs required. 

Second-largest bank in India. Just completed a merger with a mortgage business.

BUY
One of the larger banks and has highest credit rating in India. Weakness in stock (12x P/E ) compared to European peers (20x P/E). Not as much access to vaccines, so business in India muted. Good opportunity to buy as business is growing. India has population under 35 which provides good opportunity.
BUY
Best bank in India. Foreign investors like it a lot. Challenge is low interest rates, but the macro is changing. Upside from these levels. Reasonable valuation. Reasonably attractive at these levels.
COMMENT
India has been affected by covid. In India, prefers HDFC Bank over IBN, which is the second largest bank. Loan losses have been less at HDFC and they have maintained higher capital ratios. As India rounds the last corner of covid, the name should do well. Longer term demographic and macro trends are positive.
WAIT
Premier bank in India. Going forward, we're going to see a fair amount of pain. With loan losses and low interest rates, bank profits will be under increasing pressure. Not a buyer of banks at this point. In a better environment, he thinks highly of this one.
BUY
Has an ADR? Yes. India is facing economic issues as it grows under its PM, now in his second term. HDFC is well-positioned, suffering lower loan losses than other banks like ICICI. You want to invest in India which has a huge, growing middle class.
BUY
Fantastic. India will have the biggest population in 5 years. Has only 1.5% loan loses vs 6% at ICICI bank, the other big Indian bank
BUY
For a 10-year hold. It's a premier private bank in India. They've done very well, though they just had a big drop. The Indian currency is at a discount. A good place to be if you are interested in emerging markets. Right now, he isn't buying emerging market banks, but if you are, it wouldn't be a bad choice.
BUY
An Indian bank tied into the Indian government. They carry a AAA rate. They are trading flat this year. They have held up well compared to others in the field.
PAST TOP PICK
(A Top Pick May 27/19, Down 6%) Growth has slowed a bit in India, but it's till above 6%. The population is expected to eclipse China's in two or three years with many moving from the country to the city--and they will need banks.
TOP PICK
The proxy for India. India's GDP is growing at 6%, so double that of the US. HDFC's revenues, loan deposits, and loan books continue to grow at 15-20% per year. Steeper yield curve in India, plus moving from agricultural to urban society, and HDFC will benefit. Yield is 0.53%.
COMMENT

This is an Indian bank. It is one of the most expensive banks you will find. He doesn’t own the bank, but he does own HDFC Finance. All of the HDFC family of companies are extremely well run and priced at a premium. When you buy them, you have to take a long term approach because of their premium price. You are buying the growth in their earnings.

Showing 1 to 15 of 21 entries

HDFC Bank Ltd (HDB) Frequently Asked Questions

What is HDFC Bank Ltd stock symbol?

HDFC Bank Ltd is a American stock, trading under the symbol HDB (previously HDB-N on Stockchase) on the New York Stock Exchange (HDB). It is usually referred to as NYSE:HDB or HDB

Is HDFC Bank Ltd a buy or a sell?

In the last year, 2 stock analysts published opinions about HDB (previously HDB-N on Stockchase). 2 analysts recommended to BUY the stock. 0 analysts recommended to SELL the stock. The latest stock analyst recommendation is . Read the latest stock experts' ratings for HDFC Bank Ltd.

Is HDFC Bank Ltd a good investment or a top pick?

HDFC Bank Ltd was recommended as a Top Pick by Mark Grammer on 2018-03-22. Read the latest stock experts ratings for HDFC Bank Ltd.

Why is HDFC Bank Ltd stock dropping?

Earnings reports or recent company news can cause the stock price to drop. Read stock experts' recommendations for help on deciding if you should buy, sell or hold the stock.

Is HDFC Bank Ltd worth watching?

2 stock analysts on Stockchase covered HDFC Bank Ltd in the last year. It is a trending stock that is worth watching.

What is HDFC Bank Ltd stock price?

On 2026-06-11, HDFC Bank Ltd (HDB) stock closed at a price of $23.81.