NYSE:HDB
HDFC Bank Ltd (HDB)
Financials 
Technical Analysis 
Sep 1, 2026, 12:00 amThis summary was created by AI, based on 3 opinions in the last 12 months.
HDFC Bank Ltd (HDB-N) stands as the largest private-sector bank in India, positioned to benefit from the country's youthful demographic and expected economic growth. Despite recent challenges such as the impact of rising oil prices, which adversely affect GDP and the bank's earnings, the long-term outlook remains promising. Experts highlight the potential for infrastructure development and reduced corruption, suggesting India could emerge as a superpower over the next few decades. Recent earnings growth of 15% and expectations of growth in the 15-20% range further underscore HDB's solid performance, especially relative to banks in developed markets. Investors are encouraged to consider dollar-cost averaging into the stock, particularly as analysts suggest it is currently undervalued, bolstered by diversification opportunities in emerging markets.
For his firm, they own 3 banks. RY covers them in North America, SVNLY takes care of Continental Europe, and HDB (really cheap right now) on the thesis that India's population could make it the next superpower in the next 50 years.
David DriscollLargest private-sector bank in India. NA, Europe, Japan, and China are seeing aging populations. Average age in India is 30, so lots of growth going forward. If Indian government is serious about building out infrastructure, then you want to own one of the banks.
Last quarter showed earnings growth of 15%. Moving forward, expected to be in 15-20% range. Not seeing those numbers among Canadian and US banks. Gives you diversification. Gets you away from tariffs in NA. The EM index is up 28% this year, best-performing major index this year. Yield is 1.03%.
David Driscoll
Investing in India right now makes all the sense in the world. It's the largest population now, surpassing China. India has significant growth, population is relatively young and moving to cities, with more banking needs required.
Second-largest bank in India. Just completed a merger with a mortgage business.
David Driscoll
David Driscoll'%20fill='%23ffffff'%3e%3cg%20id='Pager'%20transform='translate(423.000000,%201755.000000)'%3e%3cpath%20d='M243.295367,17.286474%20C243.68919,16.9045087%20244.327703,16.9045087%20244.721525,17.286474%20L249,21.4361302%20L253.278475,17.286474%20C253.672297,16.9045087%20254.31081,16.9045087%20254.704633,17.286474%20C255.098456,17.6684393%20255.098456,18.2877274%20254.704633,18.6696927%20L249.35654,23.856763%20C249.159628,24.0477457%20248.840372,24.0477457%20248.64346,23.856763%20L243.295367,18.6696927%20C242.901544,18.2877274%20242.901544,17.6684393%20243.295367,17.286474%20Z'%20id='Path'%20transform='translate(249.000000,%2020.500000)%20rotate(-90.000000)%20translate(-249.000000,%20-20.500000)%20'%3e%3c/path%3e%3c/g%3e%3c/g%3e%3c/g%3e%3c/svg%3e)
Popular Articles
HDFC Bank Ltd (HDB) Frequently Asked Questions
What is HDFC Bank Ltd stock symbol?
HDFC Bank Ltd is a American stock, trading under the symbol HDB (previously HDB-N on Stockchase) on the New York Stock Exchange (HDB). It is usually referred to as NYSE:HDB or HDB
Is HDFC Bank Ltd a buy or a sell?
In the last year, 3 stock analysts issued a Buy, Sell, or Hold rating on HDB (previously HDB-N on Stockchase). 3 analysts recommended to BUY and 0 analysts recommended to SELL the stock. The latest stock analyst rating is BUY on WEAKNESS. Read the latest stock experts' ratings for HDFC Bank Ltd.
Is HDFC Bank Ltd a good investment or a top pick?
HDFC Bank Ltd was recommended as a Top Pick by David Driscoll on 2026-07-20. Read the latest stock experts ratings for HDFC Bank Ltd.
Why is HDFC Bank Ltd stock dropping?
Earnings reports or recent company news can cause the stock price to drop. Read stock experts' recommendations for HDFC Bank Ltd.
Is HDFC Bank Ltd worth watching?
HDFC Bank Ltd is followed by 47 investors on Stockchase and is a trending stock that is worth watching.
What is HDFC Bank Ltd stock price?
On 2026-09-01, HDFC Bank Ltd (HDB) stock closed at a price of $22.95.
'%20fill='%23FFB800'%3e%3cg%20id='filled-.-button'%20transform='translate(120.000000,%20413.999972)'%3e%3cpath%20d='M101.499729,2.82302245e-05%20C102.285413,-0.00432461793%20103.254164,0.496634241%20103.645655,1.25173399%20L103.712109,1.39623206%20L105.747863,6.45331817%20L111.028779,6.80428588%20C111.60867,6.84282525%20112.147242,7.1236355%20112.517275,7.58038413%20C113.223405,8.45199453%20113.142035,9.72214747%20112.357105,10.4940033%20L112.234099,10.6059323%20L108.072656,14.10894%20L109.356339,19.592529%20C109.472157,20.0872738%20109.394126,20.6085551%20109.13883,21.0455786%20C108.624329,21.9263208%20107.536956,22.2447485%20106.649713,21.8010736%20L106.511398,21.7246573%20L101.5,18.7715858%20L96.4886024,21.7246573%20C95.5790916,22.2767096%2094.4027498,21.9726757%2093.8611695,21.0455786%20C93.6058745,20.6085551%2093.5278433,20.0872738%2093.6436608,19.592529%20L94.9273443,14.10894%20L90.7659013,10.6059323%20C89.8680707,9.85015912%2089.7412886,8.49557505%2090.4827254,7.58038413%20C90.8527577,7.1236355%2091.39133,6.84282525%2091.9712215,6.80428588%20L97.2521374,6.45331817%20L99.2878908,1.39623206%20C99.6240254,0.561228427%20100.665516,-0.00460395016%20101.499729,2.82302245e-05%20Z'%20id='top-picks-.-icon-copy-7'%3e%3c/path%3e%3c/g%3e%3c/g%3e%3c/g%3e%3c/svg%3e){kind=small}
India is a big importer of oil. When the US-Iran war broke out, Indian stocks started to fall. Each $10 rise in the oil price reduced India's GDP by 0.25%. This hurts the bank, because they lend. Recent earnings were light. Shares are down 9% today on that. It's one of the largest banks in India. Half the population is under 35. If India ever builds its infrastructure and removes its corruption, it could become the next superpower over the next 25 years. HDB gives you wide exposure to India. You can dollar-cost average this stock. Lower oil prices will help India and HDB.