Model price is $98.36 or 124% upside. He has seen it go down the last two and a half years. It will bottom at $38.20. He sees a little bit of down side so if you are a long term holder, buy half and if it goes down then buy the other half or do so if it goes up to $46.80.

He would not buy here. His model price is $17.96 or -5%. This valuation is stretched. At $13 it would be an excellent buy.

At the end of the day, the FED is just printing money. They are trying to focus on the REPO market. He is positive about the stock. It is in the top 100 of the S&P 500. This stock ticks all the boxes. Model price is $75.28, -11% but certainly on a pullback would be a buyer.

He went all in on US banks when Trump was elected. After last year they traced back. He still has positions in two others but there is nothing wrong with this one.

He said to get out last year and he still feels you should get out. -61% in terms of value from his model price. The dividend is not safe. There are no earnings here and it could fall another 50% again next year.

$111.65 is his structural level. It will stay where it is until there is some news. He would add here as his model price is $135.44 or an 18% upside. He would nibble here.