Investor Insights

This summary was created by AI, based on 4 opinions in the last 12 months.

Experts generally see the Horizons 0-3 Month U.S. T-Bill ETF (CBIL-T) as a safe investment choice for parking cash. The shorter duration of the assets is a key point, as it reduces risk, and many reviewers prefer government securities over corporate bonds due to their stability, even though yields may be lower. While the current yield of about 2.85% is noted, some experts suggest exploring other options with higher yields, particularly from banks. Despite the relatively lower yield, paying 4.25% for a risk-free asset is still considered acceptable by some. For those looking for liquidity and higher interest rates, alternatives like HISA or PSA are recommended, offering immediate access and competitive returns.

Consensus
Positive
Valuation
Fair Value
WEAK BUY
Parking cash with safety.

The more in money market you are, the safer it is because the time to maturity of holding assets is lower. So the shorter the duration, the safer. The more government, the safer, but also a lower yield.

For an enhanced money market yield, he really likes ZST.

PAST TOP PICK
(A Top Pick Feb 20/24, Up 4%)

A great buy at the time. Paying only about 2.85% now. He might start looking at other options that pay a higher yield, perhaps some of the banks.

TOP PICK

Pays 4.25%, not bad for a risk-free asset. He prefers government to corporate bonds for its lower risk.

DON'T BUY

Generally with ETFs, you're in and out the same day, so you have instant liquidity. If he was concerned about a downturn, he'd just look at a daily high interest ETF like HISA or PSA. Those ones give you 5-5.5% right now, and next day liquidity.

DON'T BUY

You can but 3-month T-bills yourself. IF this charges an MER, it wipes out your gains.

TOP PICK

The 12-month yield is 3.8% and the net indicated yield is 5.2%. Very safe. These are Canadian government T-bills.

BUY

Good product for short term interest rates.
Inverted yield curve will provide opportunity with this product.
Safe assets (no risk).
Great for defensive investors. 

TOP PICK

Invests in 0-3-month Canadian t-bills, so returns are guaranteed. The current 4.23% yield and the yield to maturity is 4.98%. The MER is only 11-15-points, so very low. Yields have to rise in the face of inflation, so that helps increase this yield. It holds cash in your portfolio during current volatility.

Showing 1 to 8 of 8 entries
  • «
  • 1
  • »

Horizons 0-3 Month U.S. T-Bill ETF(CBIL-T) Rating

Ranking : 3 out of 5

Star iconStar iconStar iconStar empty iconStar empty icon

Bullish - Buy Signals / Votes : 2

Neutral - Hold Signals / Votes : 0

Bearish - Sell Signals / Votes : 1

Total Signals / Votes : 3

Stockchase rating for Horizons 0-3 Month U.S. T-Bill ETF is calculated according to the stock experts' signals. A high score means experts mostly recommend to buy the stock while a low score means experts mostly recommend to sell the stock.

Horizons 0-3 Month U.S. T-Bill ETF(CBIL-T) Frequently Asked Questions

What is Horizons 0-3 Month U.S. T-Bill ETF stock symbol?

Horizons 0-3 Month U.S. T-Bill ETF is a Canadian stock, trading under the symbol CBIL-T on the Toronto Stock Exchange (CBIL-CT). It is usually referred to as TSX:CBIL or CBIL-T

Is Horizons 0-3 Month U.S. T-Bill ETF a buy or a sell?

In the last year, 3 stock analysts published opinions about CBIL-T. 2 analysts recommended to BUY the stock. 1 analyst recommended to SELL the stock. The latest stock analyst recommendation is . Read the latest stock experts' ratings for Horizons 0-3 Month U.S. T-Bill ETF.

Is Horizons 0-3 Month U.S. T-Bill ETF a good investment or a top pick?

Horizons 0-3 Month U.S. T-Bill ETF was recommended as a Top Pick by on . Read the latest stock experts ratings for Horizons 0-3 Month U.S. T-Bill ETF.

Why is Horizons 0-3 Month U.S. T-Bill ETF stock dropping?

Earnings reports or recent company news can cause the stock price to drop. Read stock experts’ recommendations for help on deciding if you should buy, sell or hold the stock.

Is Horizons 0-3 Month U.S. T-Bill ETF worth watching?

3 stock analysts on Stockchase covered Horizons 0-3 Month U.S. T-Bill ETF In the last year. It is a trending stock that is worth watching.

What is Horizons 0-3 Month U.S. T-Bill ETF stock price?

On 2025-04-11, Horizons 0-3 Month U.S. T-Bill ETF (CBIL-T) stock closed at a price of $50.05.