iShares FactorSelect MSCI USA Index ETF (CAD-Hgd) (XFA.TO)

(A Top Pick January 13/17 Up 20%) The return followed the market as was expected, due to its beta. It is a smart benchmark ETF with a little factor premium, which is derived by the premium holdings within

(Top Pick Jan 13/17, Up 3%) A passive, low cost ETF. It looks for dividend value or momentum stocks that will give you extra return over the benchmarks. This one combines 4 factors. You should NOT underperform the market for an extended period of time.

An example of a kind of satellite position for US equities. For your core, you want to have a low cost, passive Index ETF that gives you a lot of exposure, but if you want to experiment with a new breed of products, Strategic Beta, Factor Investing or Smart Beta, this is a great example. It tracks an index from MSCI which tries to give exposure to 4 market factors, which historically have given evidence of a possibility for outperformance. They are value, quality company stocks that are moving in an up-trending direction. This is currency hedged.

(A Top Pick Dec 21/15. Up 11.27%.) He is a big proponent of factor based investing.

New product. He has been a huge fan of Factor investing for about 15 years, and he trusts this company more than the others in this space. Factor Investing has small companies that are low priced, but also quality momentum. This company has come up with a way to build products that actually get all of that in one single product. The cost is 45 basis points. It is currency hedged.