John DeGoey Vanguard FTSE Developed ex-NA ETF VDU-T BUY Nov 04, 2013

Europe and a little bit of Australia and Japan. Many hundreds of stocks. 28 basis points cost.

X-North America. Europe mostly, but also Australia, Japan. Hundreds of names. Low cost. Hundreds of names.

Developed markets outside of North America. Some emerging markets as well as developed markets. The US market is not really global diversification.

(A Top Pick Sept 9/13. Up 17.41%.) Mostly Western Europe, but also has some Australian and Japan, etc.

(A Top Pick Nov 4/13. Up 7.54%.) This deals with ex-North America, but in developed markets. This is the one that he is the least keen on. Canadians have too much money in Canada and are ridiculously overweight in home and country bias

Developed market ETF. The variance year to year is all about the currency.

(A Top Pick Dec 31/13. Up 3.15%.) Most of this is Europe, which has had a difficult year. Most people have too much money in Canada. Going forward, he thinks Europe will do better than Canada, because of Canada’s large exposure to energy.

(A Top Pick Feb 25/14. Up 12.55%.) This has done fairly well. Double digit is a healthy return by any reasonable standard. Most of the gains here came in the last 2-3 months.

This is basically ex-Canada and the US. It’s Europe, Asia and the Far East and all developed markets. It is good from that standpoint. This is a good time to buy.