Summer Sale

50% off Premium Yearly

00days
00hrs
00mins
00secs

Tryg A/S (TRYG-CPH)

Investor Insights
star iconJun 15, 2026, 12:00 am

This summary was created by AI, based on 1 opinions in the last 12 months.

Tryg A/S (TRYG-CPH) is considered a strong hold due to its financial health and operational efficiency. Analysts suggest focusing on their solvency ratios, with the company demonstrating modest excess capital, indicating potential for shareholder returns. The key performance indicator for property and casualty insurers, the combined ratio, is impressive, sitting in the mid-80s, which equates to a profit margin of approximately 15%. Additionally, monitoring the growth in direct premiums written and net premiums earned can provide insight into the company's underwriting practices and future revenue potential. A noteworthy bonus metric is the prior year development, which offers a view into the quality of Tryg's underwriting performance and overall stability.

consensus icon
Consensus
Hold
valuation icon
Valuation
Fair Value
review icon
Similar
DNB, DNB-NO
HOLD
Metrics to analyze.

Still an attractive hold. The way to analyze this company is by 3 simple criteria. 

One, look at their solvency 2 ratios (TRYG has modest excess capital, so some should come back to shareholders). Second, the main metric for P&C insurers is the combined ratio (TRYG is top-notch in mid-80s, which translates to profit margin ~15%). Third, look at direct premium written growth and net premiums earned to understand how much of their business they're reinsuring away and what future revenue looks like.

A bonus metric is prior year development to see the quality of the underwriting.

PAST TOP PICK
(A Top Pick Jul 25/24, Up 13%)

Short-term hiccup around "liberation day" just because of spurious correlation on Danish news, not due to tariffs themselves. The Danish market itself is expecting more price competition in the sector. Still part of a diversified portfolio.

PAST TOP PICK
(A Top Pick Jul 25/24, Up 6%)

"Intact Financial" of the Nordic states. Very good dividend. Strong cash flow margins and business strategy. Will continue to own. Very good business. 

PAST TOP PICK
(A Top Pick Jul 25/24, Up 8%)

(Note the short timeframe.) Still a fan for the long term. Relief rally of late, with losses coming more into line. As long as these companies can take price from customers for cost inflation, margins remain stable.

TOP PICK
Trading sideways for the last 5 years. Currency concerns?

P&C insurance in Scandinavia. Scandinavian market for insurance is one of the most profitable in the world. Policy holders actually own half of the company. The more profit Tryg makes, the more of a rebate they get. They don't spend on marketing, because customers never leave. And those customers spread the word to their friends. (Price target in krona.) Great yield of 5.3%.

Valuation's been coming in because it lost track of the cost-price dynamic. Thinks we're on the other side of that headwind now. Valuation's reasonable for its quality. Profit trajectory on an upward path.

He keeps it unhedged, focuses on the fundamentals, and is actually more worried about the CAD.

(Analysts’ price target is $175.76)
Showing 1 to 5 of 5 entries
  • «
  • 1
  • »

Tryg A/S (TRYG-CPH) Frequently Asked Questions

What is Tryg A/S stock symbol?

Tryg A/S is a OTC stock, trading under the symbol TRYG-CPH on the undefined (undefined). It is usually referred to as or TRYG-CPH

Is Tryg A/S a buy or a sell?

In the last year, 1 stock analyst issued a Buy, Sell, or Hold rating on TRYG-CPH. 0 analysts recommended to BUY and 0 analysts recommended to SELL the stock. The latest stock analyst rating is TOP PICK. Read the latest stock experts' ratings for Tryg A/S.

Is Tryg A/S a good investment or a top pick?

Tryg A/S was recommended as a Top Pick by Danesh Rohinton on 2024-07-25. Read the latest stock experts ratings for Tryg A/S.

Why is Tryg A/S stock dropping?

Earnings reports or recent company news can cause the stock price to drop. Read stock experts' recommendations for Tryg A/S.

Is Tryg A/S worth watching?

Tryg A/S is followed by 9 investors on Stockchase and is a trending stock that is worth watching.