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NYSE:KNSL
This summary was created by AI, based on 2 opinions in the last 12 months.
Kinsale Capital Group (KNSL) has showcased strong financial performance, with earnings per share (EPS) of $5.21 exceeding expectations of $4.80. The company's revenue also surpassed estimates, reaching $497.51 million against a projected $379.72 million. Despite experiencing a 7.9% decline in its commercial property division—which is its largest segment—due to lower rates and heightened competition, the overall results demonstrate robust growth. Year-over-year earnings grew by 24.3%, while the combined ratio improved to a notable 74.9%, alongside a strong return on equity (ROE) of 25.4% for the nine months ending September 30, 2025. However, market dynamics have pressured insurance stocks as rates go down and investors steer toward momentum names. Experts regard Kinsale as a solid player in the insurance sector, advocating for a gradual investment strategy amid current market conditions.
KNSL is (still) up 32% YTD and profit-taking was one factor. Some investors also 'sell on news'. EPS was 16% ahead of estimates and revenue was 4% better. Premiums rose 18% and it authorized a $100M share buyback. Wolfe Research raised its rating on the stock. Revenue rose 33%. We would consider the results quite solid overall.
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15-year-old P&C insurance company. Non-standardized specialty insurance, focused on being a low-cost provider. Market share 1.8%. Stock got ahead of itself, most recent dip was a chance to buy. Revenue and earnings growing 18%, trades around 20x PE. Decent growth rate for that valuation. Yield is 0.2%.
(Analysts’ price target is $418.38)It is a property and casualty insurance company which focuses just on access and surplus segments which are non-standardized insurance. It has higher risk customers and unique situations and can price at whatever the market can bear. It is focusing on a low cost model which could double three times to go from 1.8% market share to 14% like others have done. It is very efficient and mitigates risk by doing lots of small and medium businesses. It is growing its expected revenue by 18% this year and next. Buy 2 Hold 7 Sell 0
Kinsale capital group is a American stock, trading under the symbol KNSL (previously KNSL-N on Stockchase) on the New York Stock Exchange (KNSL). It is usually referred to as NYSE:KNSL or KNSL
In the last year, 2 stock analysts issued a Buy, Sell, or Hold rating on KNSL (previously KNSL-N on Stockchase). 2 analysts recommended to BUY and 0 analysts recommended to SELL the stock. The latest stock analyst rating is TOP PICK. Read the latest stock experts' ratings for Kinsale capital group.
Kinsale capital group was recommended as a Top Pick by Teal Linde on 2024-05-13. Read the latest stock experts ratings for Kinsale capital group.
Earnings reports or recent company news can cause the stock price to drop. Read stock experts' recommendations for Kinsale capital group.
Kinsale capital group is followed by 9 investors on Stockchase and is a trending stock that is worth watching.
On 2026-06-12, Kinsale capital group (KNSL) stock closed at a price of $311.18.
EPS of $5.21 beat estimates of $4.8 and sales of $497.51M beat estimates of $379.72M. Earnings grew 24.3% year-over-year, and its gross written premiums increased by 8.4%. Its combined ratio was an impressive 74.9%, and its ROE was 25.4% for the nine months ended September 30, 2025. Its commercial property saw a decline of 7.9%, which was due to lower rates and increased competition. With commercial property being its largest division, this caused some concern from investors, although its overall results were quite strong. Insurance names in general have been under pressure this year, as rates are declining and defensive stocks are being sold for momentum names. We think KNSL is a strong player in the insurance space, and we would be comfortable slowly averaging in here, while acknowledging its weak momentum.
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