NYSE:KNSL
Kinsale capital group (KNSL)
Financials 
Technical Analysis 
Jul 24, 2026, 12:00 amThis summary was created by AI, based on 1 opinions in the last 12 months.
Kinsale Capital Group (KNSL) has reported strong financial results, with an EPS of $5.21 surpassing estimates of $4.8, and revenue reaching $497.51 million, significantly higher than the expected $379.72 million. This represents a year-over-year earnings growth of 24.3%. Although its gross written premiums increased by 8.4%, there are concerns about a 7.9% decline in the commercial property division, driven by lower rates and heightened competition. Despite these challenges, KNSL's combined ratio was notably impressive at 74.9%, and it achieved a return on equity (ROE) of 25.4% for the nine months ending September 30, 2025. Overall, while investors might feel uneasy about the trajectory of its commercial property sector, the company remains a robust player in the insurance market, which has been facing headwinds this year as rates decline.
It has returned to its premium valuation and is a very profitable specialty insurer. It grows at a 15 to 20% historical level. It uses technology to grow rapidly and be a low cost insurer.
Teal LindeThey do excess and surplus insurance, so are a specialty insurance company. Although he expects a pause in the stock price going forward, hold it for the long term.
Teal LindeKNSL is (still) up 32% YTD and profit-taking was one factor. Some investors also 'sell on news'. EPS was 16% ahead of estimates and revenue was 4% better. Premiums rose 18% and it authorized a $100M share buyback. Wolfe Research raised its rating on the stock. Revenue rose 33%. We would consider the results quite solid overall.
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15-year-old P&C insurance company. Non-standardized specialty insurance, focused on being a low-cost provider. Market share 1.8%. Stock got ahead of itself, most recent dip was a chance to buy. Revenue and earnings growing 18%, trades around 20x PE. Decent growth rate for that valuation. Yield is 0.2%.
(Analysts’ price target is $418.38)Teal LindeIt is a property and casualty insurance company which focuses just on access and surplus segments which are non-standardized insurance. It has higher risk customers and unique situations and can price at whatever the market can bear. It is focusing on a low cost model which could double three times to go from 1.8% market share to 14% like others have done. It is very efficient and mitigates risk by doing lots of small and medium businesses. It is growing its expected revenue by 18% this year and next. Buy 2 Hold 7 Sell 0
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Kinsale capital group (KNSL) Frequently Asked Questions
What is Kinsale capital group stock symbol?
Kinsale capital group is a American stock, trading under the symbol KNSL (previously KNSL-N on Stockchase) on the New York Stock Exchange (KNSL). It is usually referred to as NYSE:KNSL or KNSL
Is Kinsale capital group a buy or a sell?
In the last year, 1 stock analyst issued a Buy, Sell, or Hold rating on KNSL (previously KNSL-N on Stockchase). 1 analyst recommended to BUY and 0 analysts recommended to SELL the stock. The latest stock analyst rating is BUY. Read the latest stock experts' ratings for Kinsale capital group.
Is Kinsale capital group a good investment or a top pick?
Kinsale capital group was recommended as a Top Pick by Stockchase Insights on 2025-10-27. Read the latest stock experts ratings for Kinsale capital group.
Why is Kinsale capital group stock dropping?
Earnings reports or recent company news can cause the stock price to drop. Read stock experts' recommendations for Kinsale capital group.
Is Kinsale capital group worth watching?
Kinsale capital group is followed by 9 investors on Stockchase and is a trending stock that is worth watching.
What is Kinsale capital group stock price?
On 2026-07-23, Kinsale capital group (KNSL) stock closed at a price of $332.28.
EPS of $5.21 beat estimates of $4.8 and sales of $497.51M beat estimates of $379.72M. Earnings grew 24.3% year-over-year, and its gross written premiums increased by 8.4%. Its combined ratio was an impressive 74.9%, and its ROE was 25.4% for the nine months ended September 30, 2025. Its commercial property saw a decline of 7.9%, which was due to lower rates and increased competition. With commercial property being its largest division, this caused some concern from investors, although its overall results were quite strong. Insurance names in general have been under pressure this year, as rates are declining and defensive stocks are being sold for momentum names. We think KNSL is a strong player in the insurance space, and we would be comfortable slowly averaging in here, while acknowledging its weak momentum.
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