Greensky Inc. (GSKY)

A fin-tech company that had its IPO in May. It has traded as a dog since then. Their recent earnings guidance was a bit below analyst estimates, which has hurt the share price. It has collapsed to 13 times earnings. The company has developed a portal where customers can apply for loans instantly for home repairs from several vendors -- including major banks. They have expanded their offerings into loans for elective surgery. The company continues to expect 20% earnings growth. He has averaged down on his holdings. He sees the next earnings report on February 5 being key. Yield 0%. (Analysts’ price target is $11.61)