John Hood iShares Conservative Short-Term Fixed Income Fund XSC-T PAST TOP PICK Mar 22, 2018

This is conservative because it is short-term and you don’t have the same amount of duration risk you would have with some of the other fixed income ETF’s. It is a bit of a misnomer because it is not all that conservative. This has about 10%-15% high-yield as well as some foreign stuff.

A bond ETF? You always want to have a mixture in your bond portfolio. The one thing to always remember when you look at a bond, is to never trust the yield. You have to go onto the webpage in the ETF you are interested in, see the current yield, go down the page and look for “what is the yield to maturity”, and what has the trailing yield been. It definitely will not be, guaranteed, what they said it will be.