Keith Richards Vanguard FTSE Developed All Cap ex Nrth Amer Idx ETF. VI-T TOP PICK Oct 16, 2017

He is very cautious, particularly on US markets, and is looking for answers in an overbought market. This buys developed nations that are not in North America, so hopefully they are a little less vulnerable to a correction.

(A Top Pick Oct 31/17, Down 1%) They are buying because it is outside North America and currency hedged. A good way of keeping a position outside of markets that might be overdone at this point. It’s more of a general position in their portfolio.

(A Top Pick Oct 31/17. Up 3%.) This is not going to knock it out of the park. It's a World Index, where you are kind of buying everything all at once. Technically it is decent looking, and a pretty good stable place for the portfolio. One you can hang onto for the next number of months.