NASDAQ:ACIC
American Coastal Insurance Corporation (ACIC)
Financials 
Technical Analysis 
Sep 4, 2026, 12:00 amThis summary was created by AI, based on 3 opinions in the last 12 months.
American Coastal Insurance Corporation (ACIC-Q) has garnered attention from analysts due to its promising performance and strong financial health. Despite a slight decline of 1.7% at one point, experts recommend maintaining the stock as a top pick, citing its solid cash flow and a special 5% dividend announcement, which indicates positive operational stability. The company reported record quarterly earnings with a notable 16% increase in net income and growing cash reserves, suggesting robust future potential as the seasonal hurricane season concludes. With attractive valuation metrics, including a trading multiple of 8x earnings and a notable return on equity, analysts express optimistic price targets while advising careful stop-loss strategies to mitigate risks. Overall, ACIC's metrics, alongside positive market sentiment, project a favorable outlook with significant upside potential.
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Premium contentWe reiterate ACIC as a TOP PICK. The company announced a special 5% dividend payable later this year -- indicating to us that cash flow is holding strong. This is likely due to less than projected Florida coast storm damage this past season. It trades at 8x earnings, under 2x book and supports a robust 29% ROE. We recommend trailing up the stop (from $10.00) to $11.50, looking to achieve $14.00 -- upside potential of 16%. Yield 0%
(Analysts’ price target is $14.00)Premium contentThis Florida based insurance provider just reported record quarterly earnings, a 16% increase in net income, and growing cash reserves. Now that the seasonal hurricane season is past, its smooth sailing -- and its negative beta to the market is noteworthy. It trades at 8x earnings, 1.7x book and supports a robust 29% ROE. It paid out a special $0.50 per share dividend in January 2025 and could likely do that again in the new year. We recommend setting a stop-loss at $10, looking to achieve $14 -- upside potential of 19%. Yield 0%
(Analysts’ price target is $14.00)Premium contentPremium contentACIC specializes in providing condo and HOA insurance in Florida. Analysts appreciate their ability to manage risk, while increasing profitability and growing revenues. It trades at 9x earnings, 2.5x book and supports a ROE 46%, while building cash reserves. We recommend setting a stop-loss at $11, looking to achieve $16 -- upside potential of 18%. Yield 0%
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American Coastal Insurance Corporation (ACIC) Frequently Asked Questions
What is American Coastal Insurance Corporation stock symbol?
American Coastal Insurance Corporation is a American stock, trading under the symbol ACIC (previously ACIC-Q on Stockchase) on the NASDAQ (ACIC). It is usually referred to as NASDAQ:ACIC or ACIC
Is American Coastal Insurance Corporation a buy or a sell?
In the last year, 3 stock analysts issued a Buy, Sell, or Hold rating on ACIC (previously ACIC-Q on Stockchase). 3 analysts recommended to BUY and 0 analysts recommended to SELL the stock. The latest stock analyst rating is PAST TOP PICK. Read the latest stock experts' ratings for American Coastal Insurance Corporation.
Is American Coastal Insurance Corporation a good investment or a top pick?
American Coastal Insurance Corporation was recommended as a Top Pick by The Panic-Proof Portfolio (Stockchase Research) on 2026-01-15. Read the latest stock experts ratings for American Coastal Insurance Corporation.
Why is American Coastal Insurance Corporation stock dropping?
Earnings reports or recent company news can cause the stock price to drop. Read stock experts' recommendations for American Coastal Insurance Corporation.
Is American Coastal Insurance Corporation worth watching?
American Coastal Insurance Corporation is followed by 6 investors on Stockchase and is a trending stock that is worth watching.
What is American Coastal Insurance Corporation stock price?
On 2026-09-03, American Coastal Insurance Corporation (ACIC) stock closed at a price of $9.54.
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Our PAST TOP PICK with ACIC has triggered its stop at $11.50. To remain disciplined, we recommend covering the position at this time. When combined with our previous guidance, this will result in a net investment loss of 2%.