NASDAQ:ACIC
American Coastal Insurance Corporation (ACIC)
Financials 
Technical Analysis 
Jul 5, 2026, 12:00 amThis summary was created by AI, based on 3 opinions in the last 12 months.
American Coastal Insurance Corporation (ACIC-Q) has garnered attention from analysts for its recent performance and financial health. The company demonstrated resilience in the face of potential market challenges, reporting record quarterly earnings and a 16% increase in net income, attributed to lower-than-expected storm damage along the Florida coast. Notably, it has also increased its cash reserves, suggesting strong cash flow, supported by a robust 29% return on equity (ROE). Analysts recommend a trailing stop to optimize investment returns while projecting an enticing price target of $14.00, indicating further upside potential. The issuance of a special 5% dividend later this year has enhanced its attractiveness to investors. While some experts suggest a temporary exit until market conditions stabilize, the overall sentiment remains optimistic about ACIC’s prospects.
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Premium contentWe reiterate ACIC as a TOP PICK. The company announced a special 5% dividend payable later this year -- indicating to us that cash flow is holding strong. This is likely due to less than projected Florida coast storm damage this past season. It trades at 8x earnings, under 2x book and supports a robust 29% ROE. We recommend trailing up the stop (from $10.00) to $11.50, looking to achieve $14.00 -- upside potential of 16%. Yield 0%
(Analysts’ price target is $14.00)Premium contentThis Florida based insurance provider just reported record quarterly earnings, a 16% increase in net income, and growing cash reserves. Now that the seasonal hurricane season is past, its smooth sailing -- and its negative beta to the market is noteworthy. It trades at 8x earnings, 1.7x book and supports a robust 29% ROE. It paid out a special $0.50 per share dividend in January 2025 and could likely do that again in the new year. We recommend setting a stop-loss at $10, looking to achieve $14 -- upside potential of 19%. Yield 0%
(Analysts’ price target is $14.00)Premium contentPremium contentACIC specializes in providing condo and HOA insurance in Florida. Analysts appreciate their ability to manage risk, while increasing profitability and growing revenues. It trades at 9x earnings, 2.5x book and supports a ROE 46%, while building cash reserves. We recommend setting a stop-loss at $11, looking to achieve $16 -- upside potential of 18%. Yield 0%
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American Coastal Insurance Corporation (ACIC) Frequently Asked Questions
What is American Coastal Insurance Corporation stock symbol?
American Coastal Insurance Corporation is a American stock, trading under the symbol ACIC (previously ACIC-Q on Stockchase) on the NASDAQ (ACIC). It is usually referred to as NASDAQ:ACIC or ACIC
Is American Coastal Insurance Corporation a buy or a sell?
In the last year, 3 stock analysts issued a Buy, Sell, or Hold rating on ACIC (previously ACIC-Q on Stockchase). 3 analysts recommended to BUY and 0 analysts recommended to SELL the stock. The latest stock analyst rating is TOP PICK. Read the latest stock experts' ratings for American Coastal Insurance Corporation.
Is American Coastal Insurance Corporation a good investment or a top pick?
American Coastal Insurance Corporation was recommended as a Top Pick by The Panic-Proof Portfolio (Stockchase Research) on 2025-02-20. Read the latest stock experts ratings for American Coastal Insurance Corporation.
Why is American Coastal Insurance Corporation stock dropping?
Earnings reports or recent company news can cause the stock price to drop. Read stock experts' recommendations for American Coastal Insurance Corporation.
Is American Coastal Insurance Corporation worth watching?
American Coastal Insurance Corporation is followed by 6 investors on Stockchase and is a trending stock that is worth watching.
What is American Coastal Insurance Corporation stock price?
On 2026-07-02, American Coastal Insurance Corporation (ACIC) stock closed at a price of $11.55.
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Our PAST TOP PICK with ACIC has triggered its stop at $11.50. To remain disciplined, we recommend covering the position at this time. When combined with our previous guidance, this will result in a net investment loss of 2%.