His target yield / benchmark is as in VT-N plus 100 basis points. It's around 3.8% right now. Dividends from foreign corporations are treated as income but about half of it will be from capital gains.

Equal weight mining ETF. Global mining will underperform going into a recession. Strong sell.

Managed software for employee stock purchase programs. They are the world leaders. It is his fifth biggest position. You are going to see recurring revenues ramp up over the next year or two. Profit margins are increasing also. They are reasonably priced. They will continue to grow.

Third largest holding. They have a 45% market share. They deliver proportioned meals to your door. There is zero wastage. It reduces your carbon footprint. All the packaging is recyclable. Margins are much healthier. They are growing quickly and the stocks is reasonably priced.

He bought the bonds over the years. He used to own the stock. They were playing catch-up when they developed their wireless market. They still have to reinvest a lot of money into their network. The easy money has been made. They are limited in their market in Quebec.

The symbol changed last year. He has a big position (about 7% of the company). They are signing up a lot of new business. The volumes are rising nicely and they are in the process of building a new facility. This is the year for the company to really shine. It pays a nice dividend. Some countries are banning the chemical process.

The stock got hammered. It is a good buying opportunity. He thinks same store sales will climb back up. There is still more growth ahead of them. It is a great time to buy it.