Opinions
The Panic-Proof Portfolio (Stockchase Research)
XP Inc.
XP-Q
TOP PICK
Aug 26, 2025
$16.750
Stock price when the opinion was issued
Financial Services
It's the ideal tool to help you make quicker, more informed decisions for
managing and tracking your investments.
XP provides financial services and advisory services to clients primarily in Brazil. Recently reported earnings showed an all time high in net income - growing 18% over the year. Cash reserves are growing on strong cash flows, allowing shares to be bought back. It trades at 10x earnings, 2.2x book and supports a ROE of 22% (impressive for a financial company). Its dividend is backed by a payout ratio of 40% of cash flow. We recommend setting a stop-loss at $13, looking to achieve $22 -- upside potential of 31%. Yield 3.8%
(Analysts’ price target is $22.32)