Stock price when the opinion was issued
(Top Pick Dec 3/15, Down 5.30%) He exited just below where it is now. They are in the US and are the number 1 provider of HSAs. They are wonderful vehicles that save for healthcare costs. The other 75% of their business is traditional banking. It is difficult for them to maintain margins with interest rates so low.
The number one player in the HSA industry: Health savings account. You can save for health costs using this savings account.