Opinions
The Panic-Proof Portfolio (Stockchase Research)
Qfin Holdings Inc.
QFIN-Q
TOP PICK
Jul 29, 2025
$35.040
Stock price when the opinion was issued
Financial Services
It's the ideal tool to help you make quicker, more informed decisions for
managing and tracking your investments.
QFIN is investing heavily to be the leader in advancing AI use in credit processing. The Shanghai based company trades at 5x earnings, 1.5x book and supports a 30% ROE. Its dividend is backed by a payout ratio under 25% of cash flow. We recommend setting a stop-loss at $24, looking to achieve $46 -- upside potential of 28%. Yield 3.7%
(Analysts’ price target is $56.48)