The Panic-Proof Portfolio (Stockchase Research)PROG HoldingsPRGPAST TOP PICKMar 10, 2026

Our PAST TOP PICK with PRG has achieved its target at $41.  To remain disciplined, we recommend covering half the position at this time and trailing up the stop (from $28) to $31.  

We reiterate PRG, a Utah based consumer lease to own business, as a TOP PICK.  They recently closed on an acquisition that gains access to 7 million employees providing an innovate automatic payroll purchase option.  It trades at 9x earnings, under 2x book and supports a 24% ROE.  Its dividend is backed by a payout ratio under 15% of cash flow.  Previously reported earnings showed cash reserves growing, while shares were aggressively bought back and debt retired.  We recommend trailing up the stop (from $22) to $28, looking to achieve $41 -- upside potential of 24%.  Yield 1.5%

This lease to own platform just completed an acquisition that will add access to another 7 million potential customers, who can access over 70,000 items to be bought through payroll deductions.  It trades at 8x earnings, 1.6x book and supports a 24% ROE.  Recently reported earnings showed growing cash reserves, while shares are aggressively bought back and debt is retired.  We recommend setting a stop-loss at $22, looking to achieve $39 -- upside potential over 30%.  Yield 1.8%  

Our PAST TOP PICK with PRG has triggered its stop at $25.  To remain disciplined, we recommend covering the position at this time.  

PRG is in the business of leasing furniture and electronics to retail customers.  Recent reported earnings showed a 9% increase in lease revenues and a 200% increase in net income.  Analysts forecast annual EPS growth over 11% over the next five years.  It trades at 7x earnings, under 2x book and supports a ROE of 31%.  We recommend setting a stop-loss at $25, looking to achieve $43 — upside potential over 50%.  Yield 1.7%