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The Panic-Proof Portfolio (Stockchase Research) Kingstone Insurance Co. KINS-Q TOP PICK Jul 17, 2025

Stockchase Research Editor: Michael O'Reilly

KINS has been providing property and casualty insurance in the US NE since 1886 and is the 12th largest provider in NYC.  It has just recently been added to the Russell Index of small-cap companies, which should add some buying support.  It increased its catastrophic re-insurance level by 57% at only an incremental cost of 10% -- leaving it well covered in the event of increased claims.  It trades at 9x earnings, 2.5x book and supports a ROE of 35%.  Cash reserves are growing, while debt is retired.  We recommend setting a stop-loss at $9.00, looking to achieve $19.50 -- upside potential of 28%.  Yield 0%

(Analysts’ price target is $22.00)
$15.100

Stock price when the opinion was issued

insurance
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Curated by Michael O'Reilly since 2020.
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PAST TOP PICK
(A Top Pick Jul 17/25, Down 1.3%)Stockchase Research Editor: Michael O'Reilly

Our PAST TOP PICK with KINS is stagnating.  To remain disciplined, we recommend trailing up the stop (from $9) to $13 at this time.