Carfinco Financial Group (CFN.TO)

(A Top Pick Dec 3/09. Up 181%.) Vehicle loans. Use GPS on the cars they finance and loan losses are coming down very rapidly. Takeover candidate. Still a buy.

Vehicle financing. Good management and good profitability. Recently reported 2nd quarter profit and it was fantastic. Using GPS technology to deal with people who haven't paid their bills. 5.3% yield.

(Top Pick Dec 3/09, Up 138%) Use GPS in cars so they can find cars if owner defaults on loan.

It’s more of a construction company than am engineering company. Prefers Stantec, but this one has a new CEO and mandate to take business to next level.

Sub prime consumer finance based out of Edmonton. These are businesses that get hit the most in a downdraft but once you move back into an expansion area, they bounce back the farthest. 8.8% distribution and expecting further jumps next year. Looking for a $.30 dividend in 2011 giving a 15% yield.

Provides prime lending for purchasing automobiles. A great little trust. Based out of Edmonton. Have had 11 consecutive quarters of growth. Has increased distributions 10 times over the last 2.5 years.