That 4% return is the yield on your cash.
Stock price when the opinion was issued
Very safe product with zero leverage. Cash alternative that offers lots of defense. Falling yields not a concern. Very boring product, but good option to balance portfolio. 4-5% dividend yield a good offering.
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Scotia Wealth Management
5i Research
Middlefield Capital
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The Pyle Group, Scotia Wealth Mgt.
That 4% return is the yield on your cash.