Opinions
The Panic-Proof Portfolio (Stockchase Research)
HCI Group, Inc.
HCI-N
PAST TOP PICK
Sep 11, 2025
Stock price when the opinion was issued
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Premium contentHCI is a property and casualty insurance company based in Florida. Its recent earnings showed a 17% beat in a EPS of analyst expectations and a 23% growth in margins over the year. It trades at 14x earnings, under 3x book and supports a 28% ROE. Cash reserves are growing, while debt is retired and shares bought back. We recommend setting a stop-loss at $120, looking to achieve $180 -- upside potential of 28%. Yield 1.1%
(Analysts’ price target is $202.50)Premium contentHCI, based in Florida, provides property and casualty insurance. Analysts expect to see earnings up over 6% when reported this week. Previously reported premiums were up 24% on the year. It trades at 14x earnings, under 3x book and supports a ROE of 28%. Cash reserves are growing, while debt is retired and shares bought back. We recommend setting a stop-loss at $100, looking to achieve $181 -- upside potential of 28%. Yield 1.1%
(Analysts’ price target is $202.50)
Our PAST TOP PICK with HCI has achieved its target at $181. To remain disciplined, we recommend covering half the position at this time and trailing up the stop (from $100) to $137.