🏛 Financials<\/strong><\/p>\n\n\n\n MUNICH REINSURANCE (MURGF)<\/a><\/p>\n\n\n Opinion about MURGF: Total return over last 10 years is north of 18% annualized. Annual dividend increases and share buybacks. Credit-rating upgrade.\u2026<\/p>\n\t\t<\/span>\n\t<\/div>\n\t Goldman Sachs (GS)<\/a><\/p>\n\n\n Opinion about GS: Absolutely spectacular earnings. Up 7% today off its earnings report, one of the best moves we've seen this season. Major breakout,\u2026<\/p>\n\t\t<\/span>\n\t<\/div>\n\t American Express (AXP)<\/a><\/p>\n\n\n Opinion about AXP-N: Different from MA and V. Fallen because of AI fears. Years of data on both customers and merchants, whereas Visa doesn't really have that. Should greatly benefit from AI. Reasonable valuation.\u00a0He bought some more this morning. Yield is 1.08%. (Analysts\u2019 price target is $386.04)<\/p>\n\t\t<\/span>\n\t<\/div>\n\t Mercury General Corp (MCY)<\/a><\/p>\n\n\n Opinion about MCY-N: Stockchase Research Editor: Michael O\u2019Reilly We reiterate MCY, a property and casualty insurance provider focused on California auto policies as a TOP PICK. \u00a0Recently released earnings showed growing cash reserves, while debt was reduced on the back of a 14% revenue boost and lower than expected claims. \u00a0It trades at 11x earnings,…<\/p>\n\t\t<\/span>\n\t<\/div>\n\t Kingstone Companies Inc (KINS)<\/a><\/p>\n\n\n Opinion about KINS-Q: Stockchase Research Editor: Michael O'Reilly We reiterate this casualty and insurance provider in the US Northeast as a TOP PICK.\u00a0 Recently reported earnings showed a 52% increase in net income, along with a 14% increase in premiums collected.\u00a0 Cash reserves are growing and the holding company is debt free.\u00a0 It trades at…<\/p>\n\t\t<\/span>\n\t<\/div>\n\t Banco Latinoamericano De Comercio Exterior SA (BLX)<\/a><\/p>\n\n\n Opinion about BLX-N: Stockchase Research Editor: Michael O\u2019Reilly Following the recent release of earnings, showing a 22% increase in deposits, we reiterate this Latin American bank based in Panama as a TOP PICK. \u00a0It trades at 8x earnings, 1.1x book, and supports a 15% ROE. \u00a0The robust dividend is backed by a payout ratio under…<\/p>\n\t\t<\/span>\n\t<\/div>\n\t 💻 Technology<\/strong><\/p>\n\n\n\n Microsoft Corp (MSFT)<\/a><\/p>\n\n\n Opinion about MSFT-Q: Buy on pullback today, or it that catching a falling knife? Pullback is great time to enter. She'd buy more, but she's already overweight this name. Still one of the most diversified, mega-cap tech companies in the world. Last night's numbers were spectacular, pushback is on the capex spending.<\/p>\n\t\t<\/span>\n\t<\/div>\n\t Taiwan Semiconductor MFG. (TSM)<\/a><\/p>\n\n\n Opinion about TSM-N: He'd trim, as long as you're not in an adverse tax position. Great quarter, with revenues up 35%. Seeing increasing demand. Bit pricey at 18x PE for 2028 for only 9-10% growth.<\/p>\n\t\t<\/span>\n\t<\/div>\n\t AST SpaceMobile (ASTS)<\/a><\/p>\n\n\n Opinion about ASTS: Is overvalued and it doesn't make money. Expert opinions on AST SpaceMobile (ASTS) \u2014 buy, sell, or hold ratings from Canadian and\u2026<\/p>\n\t\t<\/span>\n\t<\/div>\n\t Sandisk Corp (SNDK)<\/a><\/p>\n\n\n Browse a daily summary of experts opinions on stocks and stock investment information.<\/p>\n\t\t<\/span>\n\t<\/div>\n\t 🛢 Basic Materials<\/strong><\/p>\n\n\n\n Franco-Nevada Corp. (FNV.TO)<\/a><\/p>\n\n\n Opinion about FNV.TO: Royalties -- precious metals, base metals, bit of gas\/oil. Not a big dividend, but has grown 44% annually over last decade.\u2026<\/p>\n\t\t<\/span>\n\t<\/div>\n\t 💡 Utilities<\/strong><\/p>\n\n\n\n CMS Energy Corp (CMS)<\/a><\/p>\n\n\n Opinion about CMS: They have rate-based growth, pays a 3% dividend yield and 7% EPS growth . (Analysts\u2019 price target is $81.33)<\/p>\n\t\t<\/span>\n\t<\/div>\n\t 🛍 Consumer<\/strong><\/p>\n\n\n\n Amazon.com, Inc. (AMZN)<\/a><\/p>\n\n\n Opinion about AMZN-Q: (A Top Pick May 02\/25, Up 33%) He'd put new $$ in today. Blip on the chart from $240 to $210 was when they raised capex on AI spending. Investors have now come around.<\/p>\n\t\t<\/span>\n\t<\/div>\n\t Alimentation Couche-Tard (ATD.TO)<\/a><\/p>\n\n\n Opinion about ATD.TO: Has done nothing over 3 years, small loss in TFSA. Be patient, or move on? Owns it, but not a large weight. Not one of her top\u2026<\/p>\n\t\t<\/span>\n\t<\/div>\n\t Walt Disney Co. (DIS)<\/a><\/p>\n\n\n Opinion about DIS: Streaming business has been painful -- high investment really dragged down margins from 25% to 10%. Parks and cruises still offer\u2026<\/p>\n\t\t<\/span>\n\t<\/div>\n\t 💹 ETF<\/strong><\/p>\n\n\n\n iShares S&P Glb Energy E.T.F. (IXC)<\/a><\/p>\n\n\n Opinion about IXC: Stockchase Research Editor: Michael O'Reilly Energy has been the top performing sector globally and IXC is the best of the global\u2026<\/p>\n\t\t<\/span>\n\t<\/div>\n\t Technology Select Sector SPDR Fund (XLK)<\/a><\/p>\n\n\n Opinion about XLK: Stockchase Research Editor: Michael O'Reilly Technology will drive the global economy and this is a very low-MER (0.08%) way to\u2026<\/p>\n\t\t<\/span>\n\t<\/div>\n\t Industrial Select Sector SPDR Fund (XLI)<\/a><\/p>\n\n\n 4 Buy, 0 Hold, 0 Sell \u2014 4 expert ratings on Industrial Select Sector SPDR Fund (XLI). Latest rating: TOP PICK (Jul 14, 2026) by The Panic-Proof\u2026<\/p>\n\t\t<\/span>\n\t<\/div>\n\t BMO EQUAL WEIGHT BANKS INDEX ETF (ZEB.TO)<\/a><\/p>\n\n\n 6 Buy, 4 Hold, 0 Sell \u2014 10 expert ratings on BMO EQUAL WEIGHT BANKS INDEX ETF (ZEB.TO). Latest rating: TOP PICK (Jul 15, 2026) by Colin Cieszynski.<\/p>\n\t\t<\/span>\n\t<\/div>\n\t 🚚 Industrials<\/strong><\/p>\n\n\n\n![\"MUNICH](\"https:\/\/data.wealthica.com\/api\/securities\/MURGF-OTC\/logo?default=https:\/\/stockchase.com\/assets\/no_logo.png\"){kind=logo}
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